Napa County property record for 18 Lighthouse Ct, Napa, CA 94559
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,664 sqft · built 1990 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Company Name on Record |
| Last Sale | $600,000 (Nov 2001) |
| Tax Bill | $12,754 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-423-005-000 |
| Primary APN | 043-423-005-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,664 sqft Living Area |
| Gross Area | 3,201 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 537 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 043-423-005 |
|---|---|
| Street Address | 18 LIGHTHOUSE CT |
| City | NAPA |
| State | CA |
| Zip | 94559-4814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5 |
| Legal Description | LOT 109 NEWPORT NORTH SUB UNIT NO 5 A 15R/M80-6 CC&R 1723/573 BOAT DOCK ESMT=1841/679 |
| Legal Subdivision | NEWPORT NORTH SUB |
| Legal Lot Number | 109 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 200802 |
Source: Napa County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 18 LIGHTHOUSE CT, NAPA, CA 94559-4814 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 2, 2024 | Intrafamily Transfer, Transfer |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Sep 28, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2001 · Amount on Record |
| Deed Sale | Nov 29, 2001 · Amount on Record |
| Prior Sale | Dec 29, 1995 · Amount on Record |
| Deed Document Number | 200141823 |
| Last Transfer Date | Mar 27, 2020 |
| Transfer Doc | 0000004503 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 18 LIGHTHOUSE CT, NAPA, CA 94559-4814 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 18 LIGHTHOUSE CT, NAPA, CA 94559-4814 |
| Document Number | 0000004306 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 2024-0004306 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Apr 2, 2024 |
| Property Address | 18 LIGHTHOUSE CT, NAPA, CA 94559-4814 |
| Document Number | 0000004503 |
| Map Reference | MB 17 PG 55 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 2024-0004503 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 LIGHTHOUSE CT, NAPA, CA 94559-4814 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 18 LIGHTHOUSE CT, NAPA, CA 94559-4814 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | STEWART TITLE CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 18 LIGHTHOUSE CT, NAPA, CA 94559-4814 |
| Document Number | 0000021505 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020-0021505 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.44% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.44% |
| Index | Prime Rate |
| Max Rate | 8.44% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 18 LIGHTHOUSE CT, NAPA, CA 94559-4814 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 18 LIGHTHOUSE CT, NAPA, CA 94559-4814 |
| Document Number | 0000024769 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020-0024769 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Lending Institution |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Napa County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,754.00 (+5.26%) Homeowner's exemption | $1,068,035 (+4.04%) Land $472,725 Building $595,310 | $1,068,035 Land $472,725 Building $595,310 |
| 2023 | $12,117.00 (+1.41%) Homeowner's exemption | $1,026,564 Land $454,369 Building $572,195 | |
| 2022 | $11,948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (1983–1995) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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