Passaic County and Wayne Township property record for 18 Ledge Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,360 sqft · built 1972 |
| Lot Size | 0.434 acres (18,905 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $18,918 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04410-0000-00011 |
| Primary APN | 14-04410-0000-00011 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,360 sqft Living Area |
|---|
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Lot Area | 18,905 sqft (0.434 acres) |
| Old Parcel Number | 1400656C00011 |
|---|---|
| Street Address | 18 LEDGE RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4410 |
| Legal Lot Number | 11 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 246002 |
Source: Passaic County and Wayne Township records · APN 14-04410-0000-00011
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 THURSTON DR, PALM BEACH GARDENS, FL 33418-7083 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ALLY CAPITAL CORP |
| Jun 14, 2019 | Deed of Trust, Mortgage · Line of Credit PROVIDENT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 18 LEDGE RD, WAYNE, NJ 07470-6128 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3 THURSTON DR, PALM BCH GDNS, FL 33418-7083 |
| Document Number | 0000044005 |
|---|---|
| Date | Sep 08, 2022 |
| Book Page | M18175/115 |
| Instrument | 2022044005 |
| Name | ALLY CAPITAL CORP |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 18 LEDGE RD, WAYNE, NJ 07470-6128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025687 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | M15562/0048 |
| Instrument | 2019025687 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Subprime Lender |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $315,400 (-) Land $138,700 Building $176,700 | $315,400 (-) Land $138,700 Building $176,700 | |
| 2025 | $18,918.00 (+0.88%) | $315,400 (-) Land $138,700 Building $176,700 | $315,400 (-) Land $138,700 Building $176,700 |
| 2024 | $18,753.00 (+5.16%) | ||
| 2023 | $315,400 Land $138,700 Building $176,700 | $315,400 Land $138,700 Building $176,700 | |
| 2022 | $17,832.00 |
Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1978–2023) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 146 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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