18 Lea Rd, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 18 Lea Rd, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,339 sqft · built 1995
Lot Size	0.221 acres (9,638 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2020)
Tax Bill	$1,116 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Oct 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10C 15 3 2`

Property Details

APN / Parcel Number

Primary APN	`10C 15 3 2`
Alternative APN	`18431`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,339 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,638 sqft (0.221 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	18431
Street Address	18 LEA RD
City	COLONIAL BEACH
State	VA
Zip	22443-3838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PBE MEADOW VIEW SEC LOT 2 BK 3DB 936 PG 622
Legal Subdivision	MEADOW VIEW
Legal Block	3
Legal Lot Number	2
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2024
Census Tract	10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the George Washington Birthplace National Monument listed 1966 · 35 contributing resources · NRIS 66000850

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westmoreland County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 LEA RD, COLONIAL BEACH, VA 22443-3838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 13, 2020	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	20209360622
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	18 LEA RD, COLONIAL BEACH, VA 22443-3838
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009581219
Date	Aug 15, 2022
Instrument	09581219

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	18 LEA RD, COLONIAL BEACH, VA 22443-3838
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09360639
Date	Oct 13, 2020
Instrument	09360639

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Oct 13, 2020
Property Address	18 LEA RD, COLONIAL BEACH, VA 22443-3838
Document Number	0009360622
Instrument Date	Oct 7, 2020
Instrument	09360622
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 LEA RD, COLONIAL BEACH, VA 22443-3838

Mortgage

Document Number	0009360624
Date	Oct 13, 2020
Instrument	09360624

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,116.00 (+9.63%)	$164,200 (-) Land $14,000 Building $150,200	$164,200 (-) Land $14,000 Building $150,200
2023	$1,018.00	$164,200 Land $14,000 Building $150,200	$164,200 Land $14,000 Building $150,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2006)
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACID BAY ESTATES private · serves 946 people · EPA ID VA4193720
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: All Points Broadband, T-Mobile, Verizon.

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