Suffolk County and Islip Town property record for 18 Laurel Rd, Oakdale, NY 11769
| Property Type | Single Family Home |
|---|---|
| Details | 2,214 sqft · built 1965 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,656 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 352.-1-9 |
| Primary APN | 472889 352.-1-9 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,214 sqft Living Area |
|---|---|
| 1st Floor Area | 1,134 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Account Number | 450521 |
|---|---|
| Street Address | 18 LAUREL RD |
| City | OAKDALE |
| State | NY |
| Zip | 11769-2248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | X2240124Y188884 T065H00000000 |
| Legal Block | 2000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 147602 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 LAUREL RD, OAKDALE, NY 11769-2248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Line of Credit TEACHERS FEDERAL CREDIT UNION |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI EAST COAST CAP CORP |
| Aug 8, 2018 | Grant Deed, Transfer · Conventional with PMI FLAGSTAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 14, 2026 |
| Property Address | 18 LAUREL RD, OAKDALE, NY 11769-2248 |
| Document Number | 2374000942 |
| Book / Page | 23744 / 942 |
| Instrument Date | Jul 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18 LAUREL RD, OAKDALE, NY 11769-2248 |
| Document Number | 2374000942, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 23744/942 |
| Name | TEACHERS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 18 LAUREL RD, OAKDALE, NY 11769-2248 |
| Document Number | 0231760218 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 LAUREL RD OAKDALE NY 117692248, OAKDALE, NY 11769-2248 |
| Document Number | 0231760218 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 023176/000218 |
| Name | EAST COAST CAP CORP |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 8, 2018 |
| Property Address | 18 LAUREL RD, OAKDALE, NY 11769-2248 |
| Document Number | 0129730045 |
| Book / Page | 012973 / 000045 |
| Instrument Date | Jul 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 WILLIAMS BLVD LAKE GROVE NY 117552449, LAKE GROVE, NY 11755-2449 |
| Document Number | 229480829 |
|---|---|
| Date | Aug 8, 2018 |
| Book Page | 022948/000829 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | 5151 CORPORATE DR, TROY, MI 48098-2639 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2048 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Connetquot Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $43,600 (-) Land $10,500 Building $33,100 | $614,084 (-) Land $147,887 Building $466,197 | |
| 2024 | $12,656.00 | $614,084 (+2.54%) Land $147,887 Building $466,197 | |
| 2023 | $43,600 Land $10,500 Building $33,100 | $598,901 Land $144,231 Building $454,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 180 policies |
| Nearby Flood Policies | 180 in force |
| Nearby Flood Claims | 38 (1991–2024) |
| Claims Outside the SFHA | 9 of 38 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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