Milford City property record for 18 Laura St, Milford, CT 06460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1956 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Dec 2014) |
| Tax Bill | $6,796 (2025) |
| Deeds & Mortgages | Aug 2026 Second Mortgage Dec 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MILF M:48 B:713-G L:3 |
| Primary APN | MILF M:48 B:713-G L:3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 3,088 sqft |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5788 |
|---|---|
| Street Address | 18 LAURA ST |
| City | MILFORD |
| State | CT |
| Zip | 06460-6840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 713-G |
| Legal Lot Number | 3 |
| Jurisdiction | MILFORD CT |
| Township / Civil Division | MILFORD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 151100 |
18 Laura St is owned and occupied by two individuals who bought it in December 2014.
Source: Milford City records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 LAURA ST, MILFORD, CT 06460-6840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SIKORSKY FINANCIAL CREDIT UNION |
| Dec 30, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2014 · Amount on File |
| Deed Sale | Dec 16, 2014 · Amount on File |
| Prior Sale | Sep 23, 2002 · Amount on File |
| Deed Document Number | 2014347404 |
| Deed Book / Page | 3610 / 545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Recording Date | Aug 21, 2026 |
| Property Address | 18 LAURA ST, MILFORD, CT 06460-6840 |
| Document Number | 0000005642 |
| Book / Page | 4196 / 364 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 20265642 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18 LAURA ST, MILFORD, CT 06460-6840 |
| Document Number | 0000005642, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 4196/364 |
| Instrument | 20265642 |
| Name | SIKORSKY FINANCIAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 18 LAURA ST, MILFORD, CT 06460-6840 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0004122-23 |
|---|---|
| Date | Dec 30, 2024 |
| Book Page | 4122/23 |
| Instrument | 7417 |
| Name | SIKORSKY FINANCIAL CREDIT UNION INC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2040 |
The 2025 property tax bill for 18 Laura St was $6,796.
Source: Milford City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Consolidated City | Milford City |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,796.00 | $229,990 Land $99,320 Building $130,670 | $328,557 Land $141,886 Building $186,671 |
| 2024 | $6,796.00 (+14.68%) | ||
| 2023 | $5,926.00 | $218,110 Land $99,320 Building $118,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Laura St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 18 Laura St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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