18 Lancaster Cv, Jackson, TN 38305 Property Records

Madison County property record for 18 Lancaster Cv, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,937 sqft · built 2022
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Dec 2022)
Tax Bill	$1,317 (2022)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Feb 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057032F F 00100`

Property Details

APN / Parcel Number

Primary APN	`057032F F 00100`
Alternative APN	`032F F 00100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	2,937 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Brick
Lot Area	20,473 sqft (0.469 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18 LANCASTER CV
City	JACKSON
State	TN
Zip	38305-1959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1801 BLK:18 DIST:03 CITY/MUNI/TWP:JACKSON SUBD:WYNDCHASE MAP REF:032F
Legal Subdivision	WYNDCHASE
Legal Block	18
Legal Lot Number	1801
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2058
Census Tract	1610

Owner

18 Lancaster Cv is owned and occupied by an individual who bought it in December 2022.

Source: Madison County records, as of January 22, 2026

Owner of Record	Individual Name on File
Mailing Address	18 LANCASTER CV, JACKSON, TN 38305-1959
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK3
Feb 24, 2021	Warranty Deed, Construction Loan · Construction Mortgage DECATUR COUNTY BANK
Jan 8, 2020	Trustee's Deed, Construction Loan · Construction Mortgage WEST TN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2022 · Amount on File
Deed Sale	Dec 7, 2022 · Amount on File
Prior Sale	Feb 24, 2021
Deed Document Number	22015748
Deed Book / Page	D775 / 288
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Dec 7, 2022
Property Address	18 LANCASTER CV, JACKSON, TN 38305-1959
Document Number	00D775/288
Book / Page	D775 / 288
Map Reference	MB 11 PG 489
Instrument Date	Dec 6, 2022
Instrument	22015748
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 LANCASTER CV, JACKSON, TN 38305-1959

Mortgage

Document Number	0T2214/106
Date	Dec 7, 2022
Book Page	T2214/106
Instrument	22015749

Lender

Name	BANK3
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jan 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	Other
Max Rate	11.3%

February 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Feb 24, 2021
Property Address	18 LANCASTER CV, JACKSON, TN 38305-1959
Document Number	00D762/723
Book / Page	D762 / 723
Map Reference	MB 11 PG 489
Instrument Date	Feb 16, 2021
Instrument	21002454
Transaction Type	Construction Loan
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MOUNT ZION ROAD 2, HUMBOLDT, TN 38343-6843
Investor	Possibly a Property Investor

Mortgage

Document Number	0021002455
Date	Feb 24, 2021
Instrument	21002455

Lender

Name	DECATUR COUNTY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2020: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON TN
Recording Date	Jan 8, 2020
Property Address	18 LANCASTER CV, JACKSON, TN 38305-1959
Book / Page	0T2112 / 001604
Instrument Date	Jan 7, 2020
Instrument	321
Transaction Type	Construction Loan
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	SINGING TREE DR JACKSON TN 38305, JACKSON, TN 38305

Mortgage

Document Number	0000000321
Date	Jan 8, 2020
Book Page	0T2112/001604
Instrument	321

Lender

Name	WEST TN BK
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 7, 2021

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,350 Land $12,500 Building $100,850
2023		$113,350 Land $12,500 Building $100,850
2022	$1,317.00		$453,400 Land $50,000 Building $403,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18 Lancaster Cv in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1980–2010)
Claims Outside the SFHA	3 of 8
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Lancaster Cv is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Aeneas Communications, Verizon.

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