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18 Lakeside Ave, Mount Hermon, CA 95041 Property Records

Santa Cruz County property record for 18 Lakeside Ave, Mount Hermon, CA 95041

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,440 sqft · built 1912
Lot Size0.144 acres (6,273 sqft)
Owner2 Individual Names on Record
Last Sale$595,500 (Sep 2025)
Tax Bill$8,442 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN066-133-06

Property Details

APN / Parcel Number

Primary APN066-133-06
Alternative APN
  • 066-133-06-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 2000
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,273 sqft (0.144 acres)
TerrainSteep
View / LotMountain
Deck AreaDeck Area

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address18 LAKESIDE AVE
CityMOUNT HERMON
StateCA
Zip95041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionMOUNT HERMON PARK 01
Legal Lot Number7,37
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1029
Census Tract120700

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18 LAKESIDE AVE, MOUNT HERMON, CA 95041
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 13, 2020Grant Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2025 · Amount on Record
Deed SaleSep 30, 2025 · Amount on Record
Prior SaleJan 13, 2020 · Amount on Record
Deed Document Number202520695
Prior Transfer DateJun 1, 2015
Prior Transfer Doc0000022514
Record UpdatedSep 20, 2026

September 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 30, 2025
Property Address18 LAKESIDE AVE, MOUNT HERMON, CA 95041
Document Number0000020695
Map ReferenceVOL 16 PG 1
Instrument DateSep 29, 2025
Instrument2025-0020695
Transaction TypeTransfer
Record UpdatedOct 17, 2025
Title CompanySTEWART TTL OF CALIFORINA IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$655.05
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address18 LAKESIDE AVE, MOUNT HERMON, CA 95041

Mortgage

Document Number0000020696
DateSep 30, 2025
Instrument2025-0020696
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 13, 2020
Property Address18 LAKESIDE AVE, MOUNT HERMON, CA 95041
Document Number0000001175
Map ReferenceVOL 16 PG 1
Instrument DateJan 8, 2020
Instrument2020-0001175
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1633 TRONA WAY, SAN JOSE, CA 95125-5055

Mortgage

Document Number0000001176
DateJan 13, 2020
Instrument2020-0001176
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$701,383 (+2%) Land $557,760 Building $143,623
2025$8,442.00 (+4.42%)$687,630 (+4.04%) Land $546,823 Building $140,807
2023$8,085.00 (+2.41%)$660,928 Land $525,589 Building $135,339$690,210
2022$7,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims26 (1995–2023)
Claims Outside the SFHA1 of 26
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 16 claims
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT. HERMON ASSOCIATION, INC.
private · serves 1,176 people · EPA ID CA4410008
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Surfnet Communications.

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