East Lyme Town property record for 18 Lake Ave, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1875 |
| Square Footage | 1,989 sqft Living Area |
| Lot Size | 10,362 sqft (0.238 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $365,000 (2018) |
| Tax Bill | $6,960.00 (2025) |
| Primary APN | ELYM M:011.2 B:00142 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,989 sqft Living Area |
| Gross Area | 5,028 sqft Gross Area |
| 1st Floor | 1,125 sqft 1st Floor |
| Attic Area | 720 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 720 sqft Basement |
| Unfinished Basement | 720 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,362 sqft (0.238 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1507 |
|---|---|
| Street Address | 18 LAKE AVE |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2412 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 142 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:011.2 B:00142 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 LAKE AVE, NIANTIC, CT 06357-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment CHARTER OAK FCU |
| Nov 07, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance CHELSEA GROTON BANK |
| Jul 05, 2018 | Warranty Deed, Transfer CHELSEA GROTON BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2018 · Amount on Record |
| Deed Sale | Jul 05, 2018 · Amount on Record |
| Prior Sale | Nov 13, 1997 · Amount on Record |
| Deed Book / Page | 999 / 21 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 18 LAKE AVE, NIANTIC, CT 06357-2412 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001104-339 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 1104/339 |
| Instrument | 2496 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 18 LAKE AVE, NIANTIC, CT 06357-2412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1020-560 |
|---|---|
| Date | Nov 07, 2019 |
| Book Page | 1020/560 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jul 05, 2018 |
| Property Address | 18 LAKE AVE, NIANTIC, CT 06357-2412 |
| Document Number | 999-21 |
| Book / Page | 999 / 21 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46.04 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 9990024 |
|---|---|
| Date | Jul 05, 2018 |
| Instrument | 00999/0024 |
| Name | CHELSEA GROTON BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 05, 2048 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,960.00 | $248,500 (+3.26%) Land $83,440 Building $165,060 | $173,950 Land $58,408 Building $115,542 |
| 2024 | $6,960.00 (+16.23%) | ||
| 2023 | $5,988.00 (+4.38%) | $240,660 (-) Land $83,440 Building $157,220 | |
| 2022 | $5,737.00 | $240,660 Land $83,440 Building $157,220 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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