18 Lake Ave, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 18 Lake Ave, Gray, ME 04039

Property Summary

Property Type	Vacant Land
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Feb 2026)
Tax Bill	$2,171 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L02063000000`

Property Details

APN / Parcel Number

Primary APN	`L02063000000`
Alternative APNs	`GRAY M:040 B:302 L:063-000` `3443`

Exterior

Lot Area	30,928 sqft (0.71 acres)

Location & Zoning

Street Address	18 LAKE AVE
City	GRAY
State	ME
Zip	04039-9792
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RB
Legal Block	302
Legal Lot Number	63-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2000
Census Tract	4701

Owner

Source: Cumberland County and Gray Town records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 CLIFF DR, WINDHAM, ME 04062-5936
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage STAX BUILDING INC
Feb 11, 2026	Quit Claim Deed, Transfer · Conventional Mortgage STAX BUILDING INC
Nov 17, 2025	Warranty Deed, Construction Loan · Construction Mortgage NORWAY SAVINGS BANK
Apr 18, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Nov 17, 2025 · Amount on Record
Deed Document Number	20265438
Deed Book / Page	42046 / 97
Prior Transfer Date	Feb 2, 2026
Prior Transfer Doc	0420460097
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	18 LAKE AVE, GRAY, ME 04039-9792
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0420460100
Date	Feb 11, 2026
Book Page	42046/100
Instrument	5439

Lender

Name	STAX BUILDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAY ME
Recording Date	Feb 11, 2026
Property Address	18 LAKE AVE, GRAY, ME 04039-9792
Document Number	0420460097
Book / Page	42046 / 97
Instrument Date	Feb 2, 2026
Instrument	5438
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CLIFF DR, WINDHAM, ME 04062-5936

Mortgage

Document Number	0000005439
Date	Feb 11, 2026
Instrument	5439

Lender

Name	STAX BUILDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Nov 17, 2025
Property Address	18 LAKE AVE, GRAY, ME 04039-9792
Document Number	0418730164
Book / Page	41873 / 164
Instrument Date	Nov 12, 2025
Instrument	47761
Transaction Type	Construction Loan
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 981, WINDHAM, ME 04062-0981

Mortgage

Document Number	0000047871
Date	Nov 17, 2025
Instrument	47871

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Apr 18, 2025
Property Address	18 LAKE AVE, GRAY, ME 04039-9792
Document Number	0413920185
Book / Page	41392 / 185
Instrument Date	Apr 17, 2025
Instrument	13279
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CLIFF DR, WINDHAM, ME 04062-5936

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,171.00 (+132.44%)	$224,300 (+264.72%) Land $224,300
2023	$934.00 (+8.86%)	$61,500 (-) Land $61,500
2022	$858.00	$61,500 Land $61,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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