Broome County and Windsor Town property record for 18 Laga Rd, Windsor, NY 13865
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1991 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,374 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2022 Transfer + 1 more |
| APN | 035089 181.02-1-2 |
| Primary APN | 035089 181.02-1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 91,476 sqft (2.1 acres) |
| Porch | Slab |
| Porch Area | 48 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 50086731480 |
|---|---|
| Street Address | 18 LAGA RD |
| City | WINDSOR |
| State | NY |
| Zip | 13865-1613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0080000005028S32000X |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 12502 |
18 Laga Rd is owned and occupied by two individuals who acquired it in February 2021.
Source: Broome County and Windsor Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 LAGA RD, WINDSOR, NY 13865-1613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jan 27, 2022 | Intrafamily Transfer, Transfer |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 23, 2021 |
| Transfer Doc | 002678/553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 18 LAGA RD, WINDSOR, NY 13865-1613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 18 LAGA RD, WEST WINDSOR, NY 13865-1613 |
| Document Number | 04063/1227 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 4063/1227 |
| Instrument | 202200002230 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 290 Months |
| Due | Mar 1, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | Jan 27, 2022 |
| Property Address | 18 LAGA RD, WINDSOR, NY 13865-1613 |
| Document Number | 002678/553 |
| Book / Page | 2678 / 553 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 202200002229 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 LAGA RD, WEST WINDSOR, NY 13865-1613 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 18 LAGA RD, WINDSOR, NY 13865-1613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039351230 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 3935/1230 |
| Instrument | 201900034808 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 18 Laga Rd was $2,374 with exemptions applied, down 31.3% from the year before.
Source: Broome County and Windsor Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Windsor Town |
| Unified School District | Windsor Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,374.00 (-31.27%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,454.00 (+2.71%) Homeowner's exemption Senior Citizen's exemption | $67,900 Land $18,600 Building $49,300 | $159,800 Land $43,774 Building $116,026 |
| 2024 | $3,363.00 | ||
| 2023 | $67,900 Land $18,600 Building $49,300 | $130,577 Land $35,769 Building $94,808 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 18 Laga Rd; there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Laga Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams CATV Cable | 2,000 / 40 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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