BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TITLE & SETTLEMENT SER
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$64,640.00
Amount Accuracy
Calculated from Transfer Tax
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
18 JUNIPER TER, RINGWOOD, NJ 07456-2606
Mortgage
Document Number
0000016362,
Date
May 13, 2026
Book Page
19939/11
Instrument
202616362
Lender
Name
JPMORGAN CHASE BANK N A
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 1, 2056
Interest
Rate
6.22%
Max Rate
-1%
October 2023: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
PASSAIC NJ
Recording Date
Oct 31, 2023
Property Address
18 JUNIPER TER, RINGWOOD, NJ 07456-2606
Document Number
0000034978
Book / Page
D4611 / 251
Instrument Date
Oct 4, 2023
Instrument
2023034978
Transaction Type
Transfer
Record Updated
Dec 13, 2023
Transaction
Tax
$0.00
Amount Accuracy
No Consideration Stated
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Address
18 JUNIPER TER, RINGWOOD, NJ 07456-2606
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
18 JUNIPER TER, RINGWOOD, NJ 07456-2606
October 2023: Deed, Transfer
Document Type
Deed
Jurisdiction
PASSAIC NJ
Recording Date
Oct 2, 2023
Property Address
18 JUNIPER TER, RINGWOOD, NJ 07456-2606
Document Number
0000031498
Book / Page
D4596 / 14
Instrument Date
Sep 28, 2023
Instrument
2023031498
Transaction Type
Transfer
Record Updated
Nov 7, 2023
Title Company
LEGACY GROUP ESCROW LLC, LEGACY GROUP ABSTRACT LLC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$864.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
402 MADISON GRN, POMPTON PLNS, NJ 07444-2149
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
18 JUNIPER TER, RINGWOOD, NJ 07456-2606
Mortgage
Document Number
0000031499
Date
Oct 2, 2023
Instrument
2023031499
Lender
Name
GARDEN STATE HOME LOANS INC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 1, 2053
August 2022: Deed, Transfer
Document Type
Deed
Jurisdiction
PASSAIC NJ
Recording Date
Aug 22, 2022
Property Address
18 JUNIPER TER, RINGWOOD, NJ 07456-2606
Document Number
0000041410
Book / Page
D4376 / 163
Instrument Date
Aug 11, 2022
Instrument
2022041410
Transaction Type
Transfer
Record Updated
Sep 13, 2022
Title Company
NOT AVAILABLE, ALLIED TITLE LLC SUITE
Transaction
Amount
Amount on Record
Tax
$270.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
7 BORDEAUX CT, 7, TOMS RIVER, NJ 08757-6001
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
19 JUNIPER TER, RINGWOOD, NJ 07456-2606
Tax Assessment & Valuation
The 2025 property tax bill for 18 Juniper Ter was $13,846, up 2.3% from the year before.
Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026
Property Jurisdictions
Type
Name
State
New Jersey
County
Passaic County
Municipality
Ringwood Borough
Secondary School District
Lakeland Regional School District (09 - 12)
Elementary School District
Ringwood Borough School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$325,100 (-)Land $187,700Building $137,400
$325,100 (-)Land $187,700Building $137,400
2025
$13,846.00 (+2.31%)
$325,100Land $187,700Building $137,400
$325,100Land $187,700Building $137,400
2024
$13,534.00
2023
$325,100 (-)Land $187,700Building $137,400
$325,100 (-)Land $187,700Building $137,400
2022
$12,640.00Veteran's exemption
$325,100Land $187,700Building $137,400
$325,100Land $187,700Building $137,400
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 18 Juniper Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Nearby Flood Claims
1 (1999)
Most Recent Claim
Sep 1999 · Hurricane Floyd Major Disaster Declarations
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 18 Juniper Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood
0.03% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source
Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection
Jun 2022
Lead
2 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
Treatment failure resolved · Oct 2024
Treatment and Procedure
Corrosion control Jul 2020
Monitoring and Reporting
17 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025