18 Jonathan St, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 18 Jonathan St, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,252 sqft · built 1940
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Oct 2022)
Tax Bill	$8,712 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Transfer + 2 more
Flood Zone	Zone AO (high risk)
APN	`117-323-007-000`

Property Details

APN / Parcel Number

Primary APN	`117-323-007-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	6,900 sqft (0.158 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	18 JONATHAN ST
City	ROYAL OAKS
State	CA
Zip	95076-5221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FANNY C PORTER SUB 2 LOT 3 BLK 4
Legal Subdivision	FANNY C PORTER SUB 2
Legal Block	4
Legal Lot Number	3
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	1
Census Block	1002
Census Tract	10101

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 JONATHAN ST, ROYAL OAKS, CA 95076-5221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 3, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 3, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Oct 3, 2022
Deed Document Number	2022040394
Record Updated	Jun 7, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 3, 2022
Property Address	18 JONATHAN ST, ROYAL OAKS, CA 95076-5221
Document Number	0000040394
Map Reference	MB 4 PG 14
Instrument Date	Sep 29, 2022
Instrument	2022040394
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 JONATHAN ST, ROYAL OAKS, CA 95076-5221

Mortgage

Document Number	0000040397
Date	Oct 3, 2022
Instrument	2022040397

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 3, 2022
Property Address	18 JONATHAN ST, ROYAL OAKS, CA 95076-5221
Document Number	0000040395
Map Reference	MB 4 PG 14
Instrument Date	Sep 29, 2022
Instrument	2022040395
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 JONATHAN ST, ROYAL OAKS, CA 95076-5221

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 3, 2022
Property Address	18 JONATHAN ST, ROYAL OAKS, CA 95076-5221
Document Number	0000040396
Map Reference	MB 4 PG 14
Instrument Date	Sep 29, 2022
Instrument	2022040396
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 JONATHAN ST, ROYAL OAKS, CA 95076-5221

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	18 JONATHAN ST, ROYAL OAKS, CA 95076-5221
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 JONATHAN ST, ROYAL OAKS, CA 95076-5221

Mortgage

Document Number	0000083380
Date	Dec 15, 2021
Instrument	2021083380

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,712.00 (+21.63%)	$629,442 (+4.04%) Land $416,160 Building $213,282
2023	$7,163.00 (+30.83%)	$605,000 Land $400,000 Building $205,000
2022	$5,475.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 114 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	132 (1982–2023)
Claims Outside the SFHA	5 of 132
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 11 claims Severe Storm And Flooding, Mar 2023 · 71 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PSMCSD - PAJARO serves 3,500 people · EPA ID CA2710020
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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