18 Jean Ter, Middletown, RI 02842 Property Records

Middletown Town property record for 18 Jean Ter, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,548 sqft · built 1974
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$647,000 (Jun 2022)
Tax Bill	$6,769 (2025)
Deeds & Mortgages	Apr 2026 Second Mortgage Sep 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`202200294`

Property Details

APN / Parcel Number

Primary APN	`202200294`
Alternative APN	`MIDD M:0105 B:00 L:354`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	3,300 sqft
1st Floor Area	1,548 sqft
Basement Area	1,080 sqft
Unfinished Basement	216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	202200294
Street Address	18 JEAN TER
City	MIDDLETOWN
State	RI
Zip	02842-4550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Lot Number	354
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2016
Census Tract	40303

Owner

18 Jean Ter is owned and occupied by an individual who bought it in June 2022.

Source: Middletown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	18 JEAN TER, MIDDLETOWN, RI 02842-4550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORPORATION
Sep 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Jun 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERISAVE MORTGAGE CORP
Aug 22, 2019	Warranty Deed, Transfer NAVY FCU
Apr 25, 2019	Warranty Deed, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on File
Deed Sale	Jun 21, 2022 · Amount on File
Prior Sale	Aug 22, 2019 · Amount on File
Deed Document Number	20221500
Deed Book / Page	1772 / 229
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Recording Date	Apr 14, 2026
Property Address	18 JEAN TER, MIDDLETOWN, RI 02842-4550
Document Number	0001904-97
Book / Page	1904 / 97
Instrument Date	Feb 14, 2026
Instrument	2026702
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000702,
Date	Apr 14, 2026
Book Page	1904/97
Instrument	2026702

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.06%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	18 JEAN TER, MIDDLETOWN, RI 02842-4550
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001734-140
Date	Sep 1, 2021
Book Page	1734/140
Instrument	2999

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Jun 21, 2022
Property Address	18 JEAN TER, MIDDLETOWN, RI 02842-4550
Document Number	001772-229
Book / Page	1772 / 229
Instrument Date	Jun 17, 2022
Instrument	1500
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001501
Date	Jun 21, 2022
Instrument	1501

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Aug 22, 2019
Property Address	18 JEAN TER, MIDDLETOWN, RI 02842-4550
Document Number	1610-235
Book / Page	001610 / 000235
Instrument Date	Aug 22, 2019
Instrument	2079
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 JEAN TER MIDDLETOWN RI 028424550, MIDDLETOWN, RI 02842-4550

Mortgage

Document Number	1610-237
Date	Aug 22, 2019
Book Page	001610/000237
Instrument	2080

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Apr 25, 2019
Property Address	18 JEAN TER, MIDDLETOWN, RI 02842-4550
Document Number	1594-21
Book / Page	001594 / 000021
Instrument Date	Apr 25, 2019
Instrument	815
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$171.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	832 CENTRAL AVE PAWTUCKET RI 028612152, PAWTUCKET, RI 02861-2152

Mortgage

Document Number	1594-23
Date	Apr 25, 2019
Book Page	001594/000023
Instrument	816

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18 Jean Ter was $6,769.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,769.00	$574,100 Land $325,500 Building $248,600	$669,190
2023	$5,022.00 (+4.73%)	$398,900 (-) Land $210,000 Building $188,900
2022	$4,795.00	$398,900 Land $210,000 Building $188,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Jean Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1985–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Jean Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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