18 James St, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 18 James St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,404 sqft · built 1961
Lot Size	0.287 acres (12,502 sqft)
Owner	Company Name on Record
Last Sale	$237,000 (Nov 2002)
Tax Bill	$10,490 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-11602-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`19-11602-0000-00020`
Alternative APN	`191160200020`

Interior

Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Location & Zoning

Street Address	18 JAMES ST
City	STANHOPE
State	NJ
Zip	07874-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	PENNYTON HOMES SEC 4
Legal Block	11602
Legal Lot Number	20
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2003
Census Tract	374600

Owner

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18 JAMES ST, STANHOPE, NJ 07874-2703
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 22, 2019	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK
Sep 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2002 · Amount on Record
Deed Sale	Nov 18, 2002 · Amount on Record
Deed Document Number	200239011
Deed Book / Page	2681 / 123
Last Transfer Date	Aug 30, 2018
Transfer Doc	0034890835
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	18 JAMES ST, STANHOPE, NJ 07874-2703
Document Number	0097270192
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 JAMES ST STANHOPE NJ 078742703, STANHOPE, NJ 07874-2703

Mortgage

Document Number	0097270192
Date	Aug 16, 2019
Book Page	009727/000192
Instrument	157450

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUSSEX NJ
Property Address	18 JAMES ST, STANHOPE, NJ 07874-2703
Document Number	0097320273
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 JAMES ST STANHOPE NJ 078742703, STANHOPE, NJ 07874-2703

Mortgage

Document Number	0097320273
Date	Aug 30, 2019
Book Page	009732/000273
Instrument	169500

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

Interest

Rate	4.5%

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 5, 2018
Property Address	18 JAMES ST, STANHOPE, NJ 07874-2703
Document Number	0034890835
Book / Page	003489 / 000835
Instrument Date	Aug 30, 2018
Instrument	180950
Transaction Type	Transfer
Record Updated	Sep 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 JAMES ST STANHOPE NJ 078742703, STANHOPE, NJ 07874-2703

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,900 (+79.88%) Land $192,200 Building $212,700	$404,900 (+79.88%) Land $192,200 Building $212,700
2025	$10,490.00 (+3.24%)	$225,100 (-) Land $119,400 Building $105,700	$225,100 (-) Land $119,400 Building $105,700
2024	$10,161.00 (+4.4%)
2023		$225,100 Land $119,400 Building $105,700	$225,100 Land $119,400 Building $105,700
2022	$9,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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