Essex County and Ipswich Town property record for 18 James Rd, Ipswich, MA 01938
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,252 sqft · built 1965 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $417,800 (Dec 2003) |
| Tax Bill | $6,926 (2026) |
| Deeds & Mortgages | Nov 2021 Refinance Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | IPSW M:19C B:0003 L:0 |
| Primary APN | IPSW M:19C B:0003 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,252 sqft Living Area |
| Gross Area | 3,632 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Oil |
| Account Number | 426 |
|---|---|
| Street Address | 18 JAMES RD |
| City | IPSWICH |
| State | MA |
| Zip | 01938-1143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRA |
| Legal Subdivision | IPSWICH & ROWLEY |
| Legal Block | 3 |
| Jurisdiction | IPSWICH MA |
| Township / Civil Division | IPSWICH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 223300 |
Source: Essex County and Ipswich Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 JAMES RD, IPSWICH, MA 01938-1143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Mar 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| May 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 28, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2003 · Amount on Record |
| Deed Sale | Dec 15, 2003 · Amount on Record |
| Prior Sale | Feb 28, 1991 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 18 JAMES RD, IPSWICH, MA 01938-1143 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40513-45 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 40513/45 |
| Instrument | 20211123002280 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 18 JAMES RD, IPSWICH, MA 01938-1143 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39612-87 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 39612/87 |
| Instrument | 20210305004660 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 18 JAMES RD, IPSWICH, MA 01938-1143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38495-284 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 38495/284 |
| Instrument | 20200508000470 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 18 JAMES RD, IPSWICH, MA 01938-1143 |
| Document Number | 35843-591 |
| Book / Page | 035843 / 000591 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 35843-591 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 035843/000591 |
| Instrument | 1705040137 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2047 |
Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Ipswich Town |
| Unified School District | Ipswich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,926.00 (+4.69%) | $642,500 (+8.27%) Land $334,200 Building $308,300 | $708,026 (-8.89%) |
| 2025 | $6,616.00 (+1.66%) | $593,400 (+3.76%) Land $314,900 Building $278,500 | $777,100 |
| 2024 | $6,508.00 (-1.45%) | $571,900 (+5.91%) Land $314,900 Building $257,000 | |
| 2023 | $6,604.00 | $540,000 Land $290,400 Building $249,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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