Middlesex County and Dracut Town property record for 18 Jacob St, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,303 sqft · built 1935 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (May 2022) |
| Tax Bill | $4,036 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:73 L:62 |
| Primary APN | DRAC M:73 L:62 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,303 sqft Living Area |
| Gross Area | 2,880 sqft |
| 1st Floor Area | 984 sqft |
| Attic | Attic |
| Attic Area | 912 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,000 sqft (0.092 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 835504 |
|---|---|
| Street Address | 18 JACOB ST |
| City | DRACUT |
| State | MA |
| Zip | 01826-5908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B3 |
| Legal Lot Number | 62 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 314301 |
18 Jacob St is owned and occupied by an individual who bought it in May 2022.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 JACOB ST, DRACUT, MA 01826-5908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Aug 13, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on File |
| Deed Sale | May 31, 2022 · Amount on File |
| Prior Sale | Aug 13, 2020 · Amount on File |
| Deed Document Number | 202223260 |
| Deed Book / Page | 37109 / 108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | May 31, 2022 |
| Property Address | 18 JACOB ST, DRACUT, MA 01826-5908 |
| Document Number | 037109-108 |
| Book / Page | 37109 / 108 |
| Instrument Date | May 31, 2022 |
| Instrument | 23260 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18 JACOB ST, DRACUT, MA 01826-5908 |
| Document Number | 0000023261 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 23261 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Aug 13, 2020 |
| Property Address | 18 JACOB ST, DRACUT, MA 01826-5908 |
| Document Number | 34488-3 |
| Book / Page | 34488 / 3 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 37808 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 JACOB ST, DRACUT, MA 01826-5908 |
| Document Number | 37809 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 37809 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 18 Jacob St was $4,036, up 2.5% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,036.00 (+2.46%) | $417,400 (+7.25%) Land $162,100 Building $255,300 | $480,795 (-) |
| 2025 | $3,939.00 (+4.79%) | $389,200 (+8.2%) Land $148,800 Building $240,400 | $480,795 (+8.4%) |
| 2024 | $3,759.00 (-12.8%) | $359,700 (-3.38%) Land $141,700 Building $218,000 | $443,555 |
| 2023 | $4,311.00 | $372,300 Land $123,200 Building $249,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Jacob St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1988–2007) |
| Most Recent Claim | Apr 2007 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18 Jacob St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENWOOD WATER DISTRICT serves 9,620 people · EPA ID MA3079001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures