Cumberland County and Harpswell Town property record for 18 Howards Hill Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,657 sqft · built 1991 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,222 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:050 L:208 |
| Primary APN | HARP M:050 L:208 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,657 sqft Living Area |
| Gross Area | 3,868 sqft |
| 1st Floor Area | 1,076 sqft |
| Attic | Attic |
| Attic Area | 308 sqft |
| Basement Area | 364 sqft |
| Unfinished Basement | 364 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 80,586 sqft (1.85 acres) |
| Garage Type | Attached |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3694 |
|---|---|
| Street Address | 18 HOWARDS HILL RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-3774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | INT |
| Legal Lot Number | 208 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 17102 |
18 Howards Hill Rd is owned and occupied by an individual.
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 HOWARDS HILL RD, HARPSWELL, ME 04079-3774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 18 Howards Hill Rd was $2,222, up 4.7% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,222.00 (+4.71%) | $333,600 (-) Land $109,500 Building $224,100 |
| 2024 | $2,122.00 (+4.28%) | $333,600 (-) Land $109,500 Building $224,100 |
| 2023 | $2,035.00 (+3.4%) | $333,600 (-) Land $109,500 Building $224,100 |
| 2022 | $1,968.00 | $333,600 Land $109,500 Building $224,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 18 Howards Hill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Howards Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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