18 Horizon Dr, Frederick, MD 21703 Property Records

Frederick County property record for 18 Horizon Dr, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	2 ba · 1,125 sqft · built 1976
Lot Size	0.041 acres (1,800 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (May 2017)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-052083`

Property Details

APN / Parcel Number

Primary APN	`02-052083`
Alternative APNs	`2052083` `052083`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,125 sqft Living Area
1st Floor Area	567 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	052083
Street Address	18 HORIZON DR
City	FREDERICK
State	MD
Zip	21703-6020
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LT 6 BLK 3 SECT 1 1800 SQ FT HILLCREST ORCHARDS
Legal Subdivision	HILLCREST ORCHARDS
Legal Block	3
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3000
Census Tract	750505

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 HORIZON DR, FREDERICK, MD 21703-6020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 4, 2017	Grant Deed, Transfer
Mar 10, 2017	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2017 · Amount on Record
Deed Sale	May 4, 2017 · Amount on Record
Prior Sale	Jun 14, 2016 · Amount on Record
Deed Document Number	201711801-0111
Deed Book / Page	11801 / 111
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Apr 27, 2026
Property Address	18 HORIZON DR, FREDERICK, MD 21703-6020
Document Number	1783000201
Book / Page	17835 / 201
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NAVY FEDERAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HORIZON DR, FREDERICK, MD 21703-6020

Mortgage

Document Number	1783000201,
Date	Apr 27, 2026
Book Page	17835/201

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	18 HORIZON DR, FREDERICK, MD 21703-6020
Document Number	0127610317
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HORIZON DR FREDERICK MD 217036020, FREDERICK, MD 21703-6020

Mortgage

Document Number	0127610317
Date	Dec 18, 2018
Book Page	012761/000317

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 17, 2058

Interest

Rate Type	Fixed Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 4, 2017
Property Address	18 HORIZON DR, FREDERICK, MD 21703-6020
Document Number	0118010111
Book / Page	011801 / 000111
Instrument Date	Apr 14, 2017
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HORIZON DR FREDERICK MD 217036020, FREDERICK, MD 21703-6020

March 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 10, 2017
Property Address	18 HORIZON DR, FREDERICK, MD 21703-6020
Document Number	0117090325
Book / Page	011709 / 000325
Instrument Date	Jan 13, 2017
Transaction Type	Foreclosure
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,700 (+7.28%)	$264,300 (+21.85%) Land $120,000 Building $144,300
2025	$4,047.00 (+11.06%)	$216,900 (+26.67%) Land $85,000 Building $131,900	$216,900 (-) Land $85,000 Building $131,900
2024	$3,644.00 (+15.1%)
2023	$3,166.00	$171,233	$216,900 Land $85,000 Building $131,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, T-Mobile, Verizon.

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