York County and Saco City property record for 18 Holmes Rd, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,764 sqft · built 1996 |
| Lot Size | 2.95 acres (128,502 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,713 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C3988R |
| Primary APN | C3988R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 3,080 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 128,502 sqft (2.95 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | C3988R |
|---|---|
| Street Address | 18 HOLMES RD |
| City | SACO |
| State | ME |
| Zip | 04072-9363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Lot Number | 13 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 5100 |
Source: York County and Saco City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1327, WESTBROOK, ME 04098-1327 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2025 | Deed of Trust, Mortgage CUMBERLAND COUNTY FCU |
| Nov 5, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2021 |
| Deed Sale | Nov 5, 2021 |
| Deed Document Number | 202164881 |
| Deed Book / Page | 18861 / 547 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 18 HOLMES RD, SACO, ME 04072-9363 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0196570768 |
|---|---|
| Date | May 14, 2025 |
| Book Page | 19657/768 |
| Instrument | 2025014919 |
| Name | CUMBERLAND COUNTY FCU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERBORO ME |
| Recording Date | Nov 5, 2021 |
| Property Address | 18 HOLMES RD, SACO, ME 04072 |
| Document Number | 0188610547 |
| Book / Page | 18861 / 547 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 2021064881 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | PO BOX 68, WEST NEWFIELD, ME 04095-0068 |
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,713.00 (-1.33%) | $402,300 (-2.38%) Land $153,200 Building $249,100 | |
| 2024 | $5,790.00 (+2.5%) | $412,100 (+33.71%) Land $153,200 Building $258,900 | $410,875 |
| 2022 | $5,649.00 | $308,200 Land $116,700 Building $191,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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