18 Holland St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 18 Holland St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,626 sqft · built 2005
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Last Sale	$1,557,500 (Dec 2016)
Tax Bill	$23,318 (2025)
Deeds & Mortgages	May 2018 Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:0540002400000`

Property Details

APN / Parcel Number

Primary APN	`M:0540002400000`
Alternative APN	`NEED M:054.0 B:0024 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,626 sqft Living Area
Gross Area	3,816 sqft
1st Floor Area	1,626 sqft
Basement Area	1,608 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,629 sqft (0.244 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18 HOLLAND ST
City	NEEDHAM
State	MA
Zip	02492-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Subdivision	NEEDHAM
Legal Block	24
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	2
Census Block	2010
Census Tract	457200

Owner

18 Holland St is owned and occupied by two individuals who bought it in December 2016.

Source: Norfolk County and Needham Town records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 HOLLAND ST, NEEDHAM, MA 02492-3504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2018	Deed of Trust, Mortgage · Closed-End Mortgage FIRST REPUBLIC BANK
Sep 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2016 · Amount on File
Deed Sale	Dec 16, 2016 · Amount on File
Prior Sale	May 2, 2006 · Amount on File
Deed Document Number	2016131403
Deed Book / Page	34769 / 92
Transfer Doc	0034769-92
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	18 HOLLAND ST, NEEDHAM, MA 02492-3504
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036001-589
Date	May 23, 2018
Book Page	36001/589
Instrument	40957

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 1, 2043

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	18 HOLLAND ST, NEEDHAM, MA 02492-3504
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038339-378
Date	Sep 14, 2020
Book Page	38339/378
Instrument	95978

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 18 Holland St was $23,318.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,318.00	$2,199,800 Land $801,100 Building $1,398,700	$2,364,170 (+5.44%)
2024			$2,242,095
2023	$22,288.00	$1,709,200 Land $581,800 Building $1,127,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Holland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18 Holland St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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