18 Hillcrest Dr, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 18 Hillcrest Dr, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,568 sqft · built 1968
Lot Size	0.549 acres (23,920 sqft)
Owner	Individual Name on File
Last Sale	$452,150 (Jun 2014)
Tax Bill	$10,937 (2025)
Deeds & Mortgages	May 2025 Mortgage Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00H3 B:0128 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00H3 B:0128 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,864 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,920 sqft (0.549 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	18 HILLCREST DR
City	ACTON
State	MA
Zip	01720-4343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	CONCORDIAN HEIGHTS
Legal Block	128
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1020
Census Tract	363104

Owner

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18 HILLCREST DR, ACTON, MA 01720-4343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Nov 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2014 · Amount on Record
Deed Sale	Jun 20, 2014 · Amount on Record
Prior Sale	Jun 28, 2011
Deed Book / Page	63786 / 417
Transfer Doc	57054-332
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	18 HILLCREST DR, ACTON, MA 01720-4343
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084160-156
Date	May 30, 2025
Book Page	84160/156
Instrument	60024

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2030

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	18 HILLCREST DR, ACTON, MA 01720-4343
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085031-247
Date	Dec 19, 2025
Book Page	85031/247
Instrument	156361

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	469 Months
Due	Jan 1, 2065

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	18 HILLCREST DR, ACTON, MA 01720-4343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76281-314
Date	Nov 27, 2020
Book Page	76281/314
Instrument	224468

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,937.00 (+6.3%)	$637,700 (+3.32%) Land $317,200 Building $320,500	$737,295 (-2.88%)
2024	$10,289.00 (+2.94%)	$617,200 (+8.43%) Land $317,200 Building $300,000	$759,145
2023	$9,995.00	$569,200 Land $288,200 Building $281,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1980–2017)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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