Chemung County and Horseheads Town property record for 18 Highview Cir, Horseheads, NY 14845
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,476 sqft · built 2009 |
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $354,400 (Sep 2022) |
| Tax Bill | $9,994 (2026) |
| Deeds & Mortgages | Dec 2012 Mortgage Mar 2017 Mortgage + 6 more |
| APN | 073489 49.02-4-12.15 |
| Primary APN | 073489 49.02-4-12.15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,476 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| Upper Floors Area | 700 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 97,139 sqft (2.23 acres) |
| Lot Dimensions | 418 ft deep x 51.2 ft wide |
| Garage Type | Attached |
| Garage Area | 972 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 23059033 |
|---|---|
| Street Address | 18 HIGHVIEW CIR |
| City | HORSEHEADS |
| State | NY |
| Zip | 14845-7286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TH01 |
| Legal Description | RIDGE HAVEN SUBDIVISION LOT 13-A |
| Legal Block | 4 |
| Legal Lot Number | 12.015 |
| Jurisdiction | CHEMUNG NY |
| Township / Civil Division | HORSEHEADS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10702 |
18 Highview Cir is owned and occupied by two individuals who bought it in September 2022.
Source: Chemung County and Horseheads Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 HIGHVIEW CIR, HORSEHEADS, NY 14845-7286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2012 | Deed of Trust, Mortgage ELMIRA SAVINGS BANK |
| Mar 1, 2017 | Deed of Trust, Mortgage · ARM ELMIRA SAVINGS BANK |
| Dec 21, 2012 | Deed of Trust, Mortgage ELMIRA SAVINGS BANK |
| Sep 29, 2022 | Warranty Deed, Transfer |
| Oct 21, 2021 | Warranty Deed, Transfer |
| Mar 1, 2017 | Deed of Trust, Mortgage · ARM ELMIRA SAVINGS BANK |
| Dec 21, 2012 | Intrafamily Transfer, Transfer RICHARD KEYSER |
| Jun 23, 2009 | Deed, Transfer ELMIRA SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on File |
| Deed Sale | Sep 29, 2022 · Amount on File |
| Prior Sale | Oct 21, 2021 · Amount on File |
| Deed Document Number | 202215387 |
| Prior Transfer Date | Dec 5, 2012 |
| Prior Transfer Doc | 0000020120/000002929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 18 HIGHVIEW CIR, HORSEHEADS, NY 14845-7286 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012122100229295 |
|---|---|
| Date | Dec 21, 2012 |
| Instrument | 20121221-00229295 |
| Name | ELMIRA SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 18 HIGHVIEW CIR, HORSEHEADS, NY 14845-7286 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201704353 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 201704353 |
| Name | ELMIRA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
| Type Change Date | Mar 1, 2027 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 18 HIGHVIEW CIR, HORSEHEADS, NY 14845-7286 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012122100229296 |
|---|---|
| Date | Dec 21, 2012 |
| Instrument | 20121221-00229296 |
| Name | ELMIRA SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Sep 29, 2022 |
| Property Address | 18 HIGHVIEW CIR, HORSEHEADS, NY 14845-7286 |
| Document Number | 0202215387 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 202215387 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Oct 21, 2021 |
| Property Address | 18 HIGHVIEW CIR, HORSEHEADS, NY 14845-7286 |
| Document Number | 0202115099 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 202115099 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 1276, CORNING, NY 14830-0776 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 18 HIGHVIEW CIR, HORSEHEADS, NY 14845-7286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201704353 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 201704353 |
| Name | ELMIRA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
| Type Change Date | Mar 1, 2027 |
| Index | Other |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Dec 21, 2012 |
| Property Address | 18 HIGHVIEW CIR, HORSEHEADS, NY 14845-7286 |
| Document Number | 0000020120/0000029294 |
| Book / Page | 0000020120 / 0000029294 |
| Instrument Date | Dec 5, 2012 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | RICHARD KEYSER |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 HIGHVIEW CIR, HORSEHEADS, NY 14845-7286 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Jun 23, 2009 |
| Property Address | 18 HIGHVIEW CIR, HORSEHEADS, NY 14845-7286 |
| Document Number | 0000009062/0000030026 |
| Book / Page | 0000009062 / 0000030026 |
| Instrument Date | Jun 19, 2009 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | RICHARD D KEYSER |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 QUAIL RUN, ELMIRA, NY 14903-9307 |
| Document Number | 2009062300004897 |
|---|---|
| Date | Jun 23, 2009 |
| Instrument | 20090623-00004897 |
| Name | ELMIRA SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 355 Months |
| Due | Jan 1, 2039 |
The 2026 property tax bill for 18 Highview Cir was $9,994 with exemptions applied, up 6.7% from the year before.
Source: Chemung County and Horseheads Town assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chemung County |
| County Subdivision | Horseheads Town |
| Unified School District | Horseheads Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,994.00 (+6.67%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $9,369.00 | $351,700 Land $60,100 Building $291,600 | $399,700 Land $68,302 Building $331,398 |
| 2023 | $351,700 Land $60,100 Building $291,600 | $355,253 Land $60,707 Building $294,546 | |
| 2020 | $2,576.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 18 Highview Cir; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Highview Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Empire Long Distance Fiber | 1,000 / 100 |
| Spectrum Cable | 1,000 / 35 |
| Xtreme5G Fixed Wireless | 750 / 90 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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