18 Highland Rd, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 18 Highland Rd, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,728 sqft · built 1976
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,300 (Jun 2021)
Tax Bill	$3,753 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:66 L:12`

Property Details

APN / Parcel Number

Primary APN	`STAN M:66 L:12`
Alternative APN	`N0988R`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	864 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	N0988R
Street Address	18 HIGHLAND RD
City	STANDISH
State	ME
Zip	04084-5328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	12
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	3
Census Block	3009
Census Tract	17002

Owner

Source: Cumberland County and Standish Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 HIGHLAND RD, STANDISH, ME 04084-5328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage BANGOR SAVINGS BANK
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 9, 2021	Deed of Trust, Mortgage · Construction Mortgage GORHAM SAVINGS BANK
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Jun 9, 2021	Warranty Deed, Transfer
Dec 27, 2018	Warranty Deed, Transfer · FHA Mortgage NORCOM MORTGAGE
Sep 21, 2017	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Sep 21, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Prior Sale	Dec 27, 2018 · Amount on Record
Deed Document Number	202140901
Deed Book / Page	38293 / 174
Prior Transfer Date	Jun 2, 2021
Prior Transfer Doc	0382930174
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	18 HIGHLAND RD, STANDISH, ME 04084-5328
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0420700221
Date	Feb 24, 2026
Book Page	42070/221
Instrument	7085

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	18 HIGHLAND RD, STANDISH, ME 04084-5328
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0364470289
Date	Feb 24, 2020
Book Page	36447/289
Instrument	9899

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	18 HIGHLAND RD, STANDISH, ME 04084-5328
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0382930176
Date	Jun 9, 2021
Book Page	38293/176
Instrument	40902

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	18 HIGHLAND RD, STANDISH, ME 04084-5328
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0386750165
Date	Sep 20, 2021
Book Page	38675/165
Instrument	67453

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Jun 9, 2021
Property Address	18 HIGHLAND RD, STANDISH, ME 04084-5328
Document Number	0382930174
Book / Page	38293 / 174
Instrument Date	Jun 2, 2021
Instrument	40901
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 HI VU DR, STANDISH, ME 04084-6623

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Dec 27, 2018
Property Address	18 HIGHLAND RD, STANDISH, ME 04084-5328
Document Number	0353770306
Book / Page	35377 / 306
Instrument Date	Dec 20, 2018
Instrument	65265
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 GRAY RD, FALMOUTH, ME 04105-2519

Mortgage

Document Number	0000065266
Date	Dec 27, 2018
Instrument	65266

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANDISH ME
Property Address	18 HIGHLAND RD, STANDISH, ME 04084-5328
Document Number	0343930093
Book / Page	034393 / 000093
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HIGHLAND RD STANDISH ME 040845328, STANDISH, ME 04084-5328

Mortgage

Document Number	0343930093
Date	Oct 17, 2017
Book Page	034393/000093
Instrument	53078

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	18 HIGHLAND RD, STANDISH, ME 04084-5328
Document Number	0343930101
Book / Page	034393 / 000101
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HIGHLAND RD STANDISH ME 040845328, STANDISH, ME 04084-5328

Mortgage

Document Number	0343930101
Date	Oct 17, 2017
Book Page	034393/000101
Instrument	53079

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,753.00 (+3.67%)	$302,700 (+5.36%) Land $86,800 Building $215,900
2024	$3,620.00 (+10.06%)	$287,300 (+20.97%) Land $80,300 Building $207,000
2023	$3,289.00 (+4.85%)	$237,500 (+9.4%) Land $64,500 Building $173,000
2022	$3,137.00	$217,100 Land $57,500 Building $159,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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