18 High St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 18 High St, Waterville, ME 04901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,523 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$222,500 (May 2024)
Tax Bill	$3,376 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2024 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:057 B:304`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:057 B:304`
Alternative APN	`544`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,523 sqft Living Area
Gross Area	2,835 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	544
Street Address	18 HIGH ST
City	WATERVILLE
State	ME
Zip	04901-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	304
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3014
Census Tract	24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	997 GRANT RD, KENDUSKEAG, ME 04450
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · VA Mortgage NORTHSTAR MORTGAGE CORP
May 6, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHSTAR MORTGAGE CORP
Jul 18, 2022	Quit Claim Deed, Transfer · FHA Mortgage CAMDEN NATIONAL BANK
Dec 20, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Dec 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Jun 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Jun 18, 2018	Quit Claim Deed, Transfer
Feb 22, 2018	Quit Claim Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2024 · Amount on File
Deed Sale	May 6, 2024 · Amount on File
Prior Sale	Jul 18, 2022 · Amount on File
Deed Document Number	20248622
Deed Book / Page	15041 / 170
Prior Transfer Date	May 3, 2024
Prior Transfer Doc	2024008622
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	18 HIGH ST, WATERVILLE, ME 04901-5636
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025026829
Date	Nov 26, 2025
Book Page	15572/271
Instrument	2025026829

Lender

Name	NORTHSTAR MORTGAGE CORP

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERVILLE ME
Recording Date	May 6, 2024
Property Address	18 HIGH ST, WATERVILLE, ME 04901-5636
Document Number	2024008622
Book / Page	15041 / 170
Instrument Date	May 3, 2024
Instrument	2024008622
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 GRANT RD, KENDUSKEAG, ME 04450-3002

Mortgage

Document Number	2024008623
Date	May 6, 2024
Instrument	2024008623

Lender

Name	NORTHSTAR MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jul 18, 2022
Property Address	18 HIGH ST, WATERVILLE, ME 04901-5636
Document Number	2022017079
Book / Page	14515 / 321
Instrument Date	Jul 18, 2022
Instrument	2022017079
Transaction Type	Transfer
Record Updated	Aug 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	182 CONY ST APT 4, 4, AUGUSTA, ME 04330-5367

Mortgage

Document Number	2022017080
Date	Jul 18, 2022
Instrument	2022017080

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	18 HIGH ST, WATERVILLE, ME 04901-5636
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018029487
Date	Dec 20, 2018
Book Page	13113/86
Instrument	2018029487

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	18 HIGH ST, WATERVILLE, ME 04901-5636
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019030548
Date	Dec 31, 2019
Book Page	13442/121
Instrument	2019030548

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jun 30, 2021
Property Address	18 HIGH ST, WATERVILLE, ME 04901-5636
Document Number	2020117945
Book / Page	14071 / 137
Instrument Date	Jun 30, 2021
Instrument	2020117945
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 THADEUS ST, S PORTLAND, ME 04106-5623

Mortgage

Document Number	2021017946
Date	Jun 30, 2021
Instrument	2021017946

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jun 18, 2018
Property Address	18 HIGH ST, WATERVILLE, ME 04901-5636
Document Number	2018012317
Book / Page	12936 / 0212
Instrument	2018012317
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	WATERVILLE ME
Recording Date	Feb 22, 2018
Property Address	18 HIGH ST, WATERVILLE, ME 04901-5636
Document Number	2018003415
Book / Page	12845 / 0114
Instrument	2018003415
Transaction Type	Foreclosure
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,376.00 (+11.09%)	$198,600 (+30.06%) Land $14,100 Building $184,500
2024			$207,575
2023	$3,039.00 (+69.12%)	$152,700 (+119.71%) Land $10,800 Building $141,900
2022	$1,797.00	$69,500 Land $8,100 Building $61,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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