18 High St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 18 High St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1895
Lot Size	0.253 acres (10,999 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Oct 2023)
Tax Bill	$6,259 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-E B:0009 L:0006`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-E B:0009 L:0006`
Alternative APNs	`M:006=E B:0009 L:0006` `1300032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,424 sqft Living Area
Gross Area	2,725 sqft
1st Floor Area	756 sqft
Basement Area	742 sqft
Unfinished Basement	742 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,999 sqft (0.253 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1300032
Street Address	18 HIGH ST
City	SAUGUS
State	MA
Zip	01906-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	9
Legal Lot Number	6
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2012
Census Tract	208200

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 HIGH ST, SAUGUS, MA 01906-3618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANKESB
Oct 18, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage E MORTGAGE MANAGEMENT LLC
Jun 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIRECT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Aug 29, 2003 · Amount on Record
Deed Document Number	202320231018002160
Deed Book / Page	41814 / 415
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	18 HIGH ST, SAUGUS, MA 01906-3618
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042999-419
Date	Oct 10, 2025
Book Page	42999/419
Instrument	20251010001070

Lender

Name	BANKESB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 18, 2023
Property Address	18 HIGH ST, SAUGUS, MA 01906-3618
Document Number	041814-415
Book / Page	41814 / 415
Instrument Date	Oct 18, 2023
Instrument	20231018002160
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HIGH ST, SAUGUS, MA 01906-3618

Mortgage

Document Number	231018002170
Date	Oct 18, 2023
Instrument	231018002170

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	18 HIGH ST, SAUGUS, MA 01906-3618
Document Number	36839-422
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HIGH ST SAUGUS MA 019063618, SAUGUS, MA 01906-3618

Mortgage

Document Number	36839-422
Date	Jul 3, 2018
Book Page	036839/000422
Instrument	3000150

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 2, 2038

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,259.00 (+3.35%)	$600,700 (+5.94%) Land $350,400 Building $249,700	$643,835 (+5.93%)
2025	$6,056.00 (+4.5%)	$567,000 (+4.21%) Land $318,500 Building $248,500	$607,810
2024	$5,795.00 (+2.68%)	$544,100 (+8.56%) Land $300,300 Building $243,800
2023	$5,644.00	$501,200 Land $263,900 Building $237,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

18 High St, Saugus, MA 01906 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on High St

Nearby Streets

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