18 High St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 18 High St, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Trust Names on File
Last Sale	$275,000 (Jun 2021)
Tax Bill	$7,472 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:550 L:7`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:550 L:7`
Alternative APN	`550007000000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,591 sqft Living Area
Gross Area	2,718 sqft
1st Floor Area	830 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	550007000000000
Street Address	18 HIGH ST
City	KEENE
State	NH
Zip	03431-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HD
Legal Lot Number	7
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1000
Census Tract	971300

Owner

18 High St is owner-occupied and held in a trust since June 2021.

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	18 HIGH ST, KEENE, NH 03431-3024
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit SAVINGS BANK OF WALPOLE
Jun 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK OF WALPOLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Aug 2, 2005 · Amount on File
Deed Document Number	20217047
Deed Book / Page	3170 / 20
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	18 HIGH ST, KEENE, NH 03431-3024
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003234-850
Date	Dec 15, 2022
Book Page	3234/850
Instrument	2211228

Lender

Name	SAVINGS BANK OF WALPOLE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2039

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Jun 30, 2021
Property Address	18 HIGH ST, KEENE, NH 03431-3024
Document Number	0003170-20
Book / Page	3170 / 20
Instrument Date	Jun 30, 2021
Instrument	2107047
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 ROXBURY ST UNIT 425, 425, KEENE, NH 03431-3079

Mortgage

Document Number	0002107048
Date	Jun 30, 2021
Instrument	2107048

Lender

Name	SAVINGS BANK OF WALPOLE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,472.00 (+3.94%)	$217,400 (-) Land $34,800 Building $182,600
2024	$7,189.00 (+3.69%)	$217,400 (-) Land $34,800 Building $182,600
2023	$6,933.00 (+2.86%)	$217,400 (+0.09%) Land $34,800 Building $182,600
2022	$6,740.00	$217,200 Land $34,800 Building $182,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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