Rockland County and Ramapo Town property record for 18 Headden Dr, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,124 sqft · built 1972 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $445,000 (Sep 2019) |
| Tax Bill | $11,137 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 50.15-2-71 |
| Primary APN | 392689 50.15-2-71 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,124 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| Basement Area | 910 sqft |
| Finished Basement | 910 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 282 ft deep x 216 ft wide |
| View / Lot | Suburban |
| Garage Type | Basement |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00462200000 |
|---|---|
| Street Address | 18 HEADDEN DR |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Subdivision | KERBER PARK |
| Legal Block | 2 |
| Legal Lot Number | 71.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 11512 |
Source: Rockland County and Ramapo Town records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 OSTEREH BLVD, SPRING VALLEY, NY 10977-8955 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTY MORTGAGE INC |
| Nov 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Nov 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Sep 5, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK |
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2019 · Amount on Record |
| Deed Sale | Sep 5, 2019 · Amount on Record |
| Prior Sale | Jul 18, 2001 · Amount on Record |
| Deed Document Number | 201925078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Apr 27, 2026 |
| Property Address | 18 HEADDEN DR, SPRING VALLEY, NY 10977-3107 |
| Document Number | 0000014378 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 202614378 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NYAA |
| Name | Verified Name |
|---|---|
| Address | 18 HEADDEN DR, SPRING VALLEY, NY 10977-3107 |
| Document Number | 0000014378, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 202614378 |
| Name | CROSSCOUNTY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate | 6.19% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 18 HEADDEN DR, SPRING VALLEY, NY 10977-3107 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000050157 |
|---|---|
| Date | Nov 26, 2021 |
| Instrument | 2021-00050157 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 18 HEADDEN DR, SPRING VALLEY, NY 10977-3107 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000050155 |
|---|---|
| Date | Nov 26, 2021 |
| Instrument | 2021-00050155 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Sep 5, 2019 |
| Property Address | 18 HEADDEN DR, SPRING VALLEY, NY 10977-3107 |
| Document Number | 0000025078 |
| Map Reference | BK 81 PG 66 MAP 4131 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2019-00025078 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,780.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 W CENTRAL AVE UNIT 102, 102, SPRING VALLEY, NY 10977-5690 |
| Document Number | 0000025079 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 2019-00025079 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 18 HEADDEN DR, SPRING VALLEY, NY 10977-3107 |
| Document Number | 0000038093 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 HEADDEN DR SPRING VALLEY NY 109773107, SPRING VALLEY, NY 10977-3107 |
| Document Number | 0000038093 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 38093 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $11,137.00 | $44,800 (-) Land $15,800 Building $29,000 | $48,000 (-) |
| 2023 | $44,800 Land $15,800 Building $29,000 | $48,000 Land $16,929 Building $31,071 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures