18 Hayes St, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 18 Hayes St, Framingham, MA 01702

Property Summary

Property Type	Duplex
Details	8 bd · 3 ba · 2,700 sqft · built 1887
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$352,250 (May 2004)
Tax Bill	$7,307 (2026)
Deeds & Mortgages	Jul 2022 Refinance Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135-84-0744`

Property Details

APN / Parcel Number

Primary APN	`135-84-0744`
Alternative APNs	`FRAM M:135 B:84 L:0744 U:000` `M:009.0 B:0018 L:0003.0` `F_678050_2924748` `297`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,700 sqft Living Area
Gross Area	3,979 sqft
1st Floor Area	1,320 sqft
Basement Area	904 sqft
Unfinished Basement	904 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	297
Street Address	18 HAYES ST
City	FRAMINGHAM
State	MA
Zip	01702-6935
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Block	84
Legal Lot Number	744
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	1
Census Block	1007
Census Tract	383200

Owner

18 Hayes St, a duplex, is owned and occupied by an individual who bought it in May 2004.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	18 HAYES ST, FRAMINGHAM, MA 01702-6935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEWTEK SMALL BUSINESS FINANCE INC
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage ST MARY'S CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2004 · Amount on File
Deed Sale	May 13, 2004 · Amount on File
Prior Sale	May 2, 1996 · Amount on File
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	18 HAYES ST, FRAMINGHAM, MA 01702-6935
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080505-559
Date	Jul 29, 2022
Book Page	80505/559
Instrument	116034

Lender

Name	NEWTEK SMALL BUSINESS FINANCE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2032

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	18 HAYES ST, FRAMINGHAM, MA 01702-6935
Document Number	70482-203
Book / Page	070482 / 000203
Instrument Date	Jan 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70482-203
Date	Jan 8, 2018
Book Page	070482/000203
Instrument	2859

Lender

Name	ST MARY'S CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 18 Hayes St was $7,307, up 4.9% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,307.00 (+4.94%)	$617,700 (+5.92%) Land $225,800 Building $382,800	$697,605
2025	$6,963.00 (+9.88%)	$583,200 (+14.67%) Land $204,600 Building $378,600
2024	$6,337.00 (+2.11%)	$508,600 (+7.28%) Land $182,000 Building $326,600
2023	$6,206.00	$474,100 Land $162,600 Building $311,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Hayes St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–1999)
Most Recent Claim	Sep 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Hayes St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: AT&T, T-Mobile.

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