18 Harper Pl, Petal, MS 39465 Property Records

Forrest County property record for 18 Harper Pl, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,408 sqft · built 2004
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,686 (Jul 2022)
Tax Bill	$1,375 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1-032Z-10-037.06`

Property Details

APN / Parcel Number

Primary APN	`1-032Z-10-037.06`
Alternative APNs	`1-032-10-037.06` `038630` `38630`

Interior

Full Baths	4 Baths
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Shingles
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	38630
Street Address	18 HARPER PL
City	PETAL
State	MS
Zip	39465-5825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE NW/COR OF SW1/4 OF SE1/4 SOUTH 295.24 EAST 939.42 TO POB SOUTH 86DEG E 80 SOUTH 03DEG W 125.20 SOUTH 40DEG W 12.28
Legal Range	12W
Legal Township	04N
Legal Section	10
Legal Subdivision	PECAN LAKES
Legal Phase	1
Legal Block	10
Legal Lot Number	50
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	10101

Owner

Source: Forrest County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 HARPER PL, PETAL, MS 39465-5825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK
Nov 19, 2018	Deed of Trust, Mortgage · FHA Mortgage STATE FARM BANK FSB
Jul 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jul 30, 2012	Deed of Trust, Mortgage MAGNOLIA STATE BANK
Oct 16, 2007	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Mar 2, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Sep 22, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	2022839457
Deed Book / Page	1398 / 408
Last Transfer Date	Feb 26, 2026
Transfer Doc	001494/729
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	18 HARPER PL, PETAL, MS 39465-5825
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002309/283
Date	Sep 22, 2020
Book Page	2309/283
Instrument	811007

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	18 HARPER PL, PETAL, MS 39465-5825
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002205/350
Date	Nov 19, 2018
Book Page	2205/350
Instrument	783920

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	18 HARPER PL, PETAL, MS 39465-5825
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002436/309
Date	Jul 13, 2022
Book Page	2436/309
Instrument	839458

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	18 HARPER PL, PETAL, MS 39465-5825
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HARPER PL, PETAL, MS 39465-5825

Mortgage

Document Number	001849/189
Date	Jul 30, 2012
Book Page	1849/189
Instrument	693256

Lender

Name	MAGNOLIA STATE BANK
Address	1130 EVELYN GANDY PKWY, PETAL, MS 39465

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 12, 2017

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	18 HARPER PL, PETAL, MS 39465-5825
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 HIGHWAY 42 1310, 1310, PETAL, MS 39465-2791

Mortgage

Document Number	001601/460
Date	Oct 16, 2007
Book Page	1601/460
Instrument	608175

Lender

Name	BANCORPSOUTH BANK
Type	Seller
Address	PO BOX 4360, TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 7, 2017

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FORREST MS
Recording Date	Mar 2, 2026
Property Address	18 HARPER PL, PETAL, MS 39465-5825
Document Number	001494/729
Book / Page	1494 / 729
Instrument Date	Feb 26, 2026
Instrument	887212
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 HARPER PLACE, PETAL, MS 39465-5825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HAPER PLACE, PETAL, MS 39465-5825

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Jul 13, 2022
Property Address	18 HARPER PL, PETAL, MS 39465-5825
Document Number	001398/408
Book / Page	1398 / 408
Instrument Date	Jun 29, 2022
Instrument	839457
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	EIT TITLE, ELITE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	829 MRS EVERETT RD, PELAHATCHIE, MS 39145-3471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HARPER PL, PETAL, MS 39465-5825

Mortgage

Document Number	0000839458
Date	Jul 13, 2022
Instrument	839458

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Sep 22, 2020
Property Address	18 HARPER PL, PETAL, MS 39465-5825
Document Number	001348/289
Book / Page	1348 / 289
Instrument Date	Sep 21, 2020
Instrument	811006
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 REDFERN TRL, PETAL, MS 39465-2699

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 HARPER PL, PETAL, MS 39465-5825

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,375.00 (+21.15%) Homeowner's exemption	$12,703 (-89.1%)	$127,030 (+8.99%) Land $25,000 Building $102,030
2023	$1,135.00 Homeowner's exemption	$116,550 (+9%)	$116,550 (-) Land $25,000 Building $91,550
2022		$11,655	$116,550 Land $25,000 Building $91,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 85% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNRISE UTILITY ASSN INC public/private · serves 6,067 people · EPA ID MS0180013
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
defastlink Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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