18 Harmony Dr, Jacksonville, IL 62650 Property Records

Morgan County property record for 18 Harmony Dr, Jacksonville, IL 62650

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$87,150 (Jul 2018)
Tax Bill	$1,226 (2025)
Deeds & Mortgages	Feb 2019 Transfer Aug 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-13-401-010`

Property Details

APN / Parcel Number

Primary APN	`08-13-401-010`

Exterior

Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Street Address	18 HARMONY DR
City	JACKSONVILLE
State	IL
Zip	62650-1079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF JACKSONVILLE HIGHLANDER HEIGHTS 2ND ADDN LT 88 LT 75FT X 100FT DOC-468332 8-28-97 48,000
Legal Range	11W
Legal Township	15N
Legal Section	13
Legal Subdivision	HIGHLANDER HEIGHT
Legal Lot Number	88
Jurisdiction	MORGAN IL
Township / Civil Division	JACKSONVILLE NO. 10
Census Block Group	1
Census Block	1008
Census Tract	951900

Owner

18 Harmony Dr is owned and occupied by an individual who acquired it in January 2022.

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	18 HARMONY DR, JACKSONVILLE, IL 62650-1079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2019	Transfer on Death Deed, Transfer
Aug 6, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK & TRUST CO
Jul 2, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 15, 2017	Deed of Trust, Mortgage · Commercial Mortgage JACKSONVILLE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Jul 18, 2012 · Amount on File
Deed Document Number	2018622684
Last Transfer Date	Jan 26, 2022
Transfer Doc	0000641330
Record Updated	Sep 20, 2026

February 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MORGAN IL
Recording Date	Feb 28, 2019
Property Address	18 HARMONY DR, JACKSONVILLE, IL 62650-1079
Document Number	0000625584
Instrument Date	Feb 27, 2019
Instrument	625584
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 HARMONY DR, 18, JACKSONVILLE, IL 62650-1079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 OAK HOLLOW DR, JACKSONVILLE, IL 62650-6477

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	18 HARMONY DR, JACKSONVILLE, IL 62650-1079
Transaction Type	Mortgage
Record Updated	Sep 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	623183
Date	Aug 6, 2018
Instrument	623183

Lender

Name	FARMERS STATE BANK & TRUST CO
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 31, 2038

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Jul 2, 2018
Property Address	18 HARMONY DR, JACKSONVILLE, IL 62650-1079
Document Number	0000622684
Instrument Date	Jun 29, 2018
Instrument	622684
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 HIGHVIEW DR, 10, JACKSONVILLE, IL 62650-1006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HARMONY DR, JACKSONVILLE, IL 62650-1079

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	18 HARMONY DR, JACKSONVILLE, IL 62650-1079
Transaction Type	Mortgage
Record Updated	Aug 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 617416
Date	Jun 15, 2017
Instrument	617416

Lender

Name	JACKSONVILLE SAVINGS BANK
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 20, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 18 Harmony Dr was $1,226 with exemptions applied, down 0.5% from the year before.

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Jacksonville City
Unified School District	Jacksonville School District 117 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,226.00 (-0.49%)	$27,520 Land $4,000 Building $23,520	$82,560 Land $12,000 Building $70,560
2024	$1,232.00
2023		$24,260 (+7.73%) Land $4,000 Building $20,260	$72,780 (+7.73%) Land $12,000 Building $60,780
2022	$1,097.00 (+3.3%) Homeowner's exemption Senior Citizen's exemption	$22,520 Land $4,000 Building $18,520	$67,560 Land $12,000 Building $55,560
2021	$1,062.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18 Harmony Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Harmony Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSONVILLE serves 19,903 people · EPA ID IL1370200
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Illinois Net.

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