York County and Saco City property record for 18 Gray St, Saco, ME 04072 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4 ba · 2,381 sqft · built 1850 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $806,000 (Jun 2022) |
| Tax Bill | $7,109 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Aug 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L0811R |
| Primary APN | L0811R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,381 sqft Living Area |
| Gross Area | 3,730 sqft |
| 1st Floor Area | 1,625 sqft |
| Attic | Attic |
| Attic Area | 252 sqft |
| Basement Area | 622 sqft |
| Unfinished Basement | 622 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Triplex |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | L0811R |
|---|---|
| Street Address | 18 GRAY ST |
| City | SACO |
| State | ME |
| Zip | 04072-2987 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WAKEFIELD |
| Legal Lot Number | 120 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5301 |
Source: York County and Saco City records · APN L0811R
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 GRAY ST, SACO, ME 04072-2987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2017 | Deed of Trust, Mortgage BIDDEFORD SAVINGS BK |
| Aug 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BIDDEFORD SAVINGS BANK |
| Apr 27, 2021 | Deed of Trust, Mortgage · Balloon Mortgage BIDDEFORD SAVINGS BANK |
| Jun 10, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on Record |
| Deed Sale | Jun 10, 2022 · Amount on Record |
| Deed Document Number | 20222022024934 |
| Deed Book / Page | 19046 / 695 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 18 GRAY ST, SACO, ME 04072-2987 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0174130543 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 17413/0543 |
| Instrument | 2017004348 |
| Name | BIDDEFORD SAVINGS BK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 18 GRAY ST, SACO, ME 04072-2987 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0183530680 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 18353/680 |
| Instrument | 2020040942 |
| Name | BIDDEFORD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 18 GRAY ST, SACO, ME 04072-2987 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0186440371 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 18644/371 |
| Instrument | 2021024216 |
| Name | BIDDEFORD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Jun 10, 2022 |
| Property Address | 18 GRAY ST, SACO, ME 04072-2987 |
| Document Number | 0190460695 |
| Book / Page | 19046 / 695 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022024934 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 519 CUMBERLAND AVE # UT3, UT3, PORTLAND, ME 04101-2258 |
| Document Number | 2022024935 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022024935 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County and Saco City records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,109.00 (-4.63%) | $500,600 (-5.64%) Land $162,000 Building $338,600 | |
| 2024 | $7,454.00 (+10.74%) | $530,500 (+44.47%) Land $162,000 Building $368,500 | $844,645 |
| 2022 | $6,731.00 | $367,200 Land $123,600 Building $243,600 |
Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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