18 Granite Ct, Highland, IL 62249 Property Records

Madison County property record for 18 Granite Ct, Highland, IL 62249

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,460 sqft · built 1988
Lot Size	0.764 acres (33,272 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (May 2022)
Tax Bill	$5,162 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
APN	`02-2-18-21-01-102-018`

Property Details

APN / Parcel Number

Primary APN	`02-2-18-21-01-102-018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,460 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	33,272 sqft (0.764 acres)
Lot Dimensions	216 ft deep x 153 ft wide
Garage Type	Attached
Patio Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	18 GRANITE CT
City	HIGHLAND
State	IL
Zip	62249-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEWOOD EST LT 18 153.46 X 216.81 X IRR
Legal Subdivision	STONEWOOD EST
Legal Lot Number	18
Jurisdiction	MADISON IL
Township / Civil Division	SALINE
Census Block Group	1
Census Block	1000
Census Tract	403601

Owner

18 Granite Ct is owned and occupied by two individuals who bought it in May 2022.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 GRANITE CT, HIGHLAND, IL 62249-2849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSS COUNTRY MORTGAGE
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 24, 2017	Warranty Deed, Transfer BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2022 · Amount on File
Deed Sale	May 11, 2022 · Amount on File
Prior Sale	Oct 7, 2005 · Amount on File
Deed Document Number	202216261
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 11, 2022
Property Address	18 GRANITE CT, HIGHLAND, IL 62249-2849
Document Number	0000016261
Map Reference	PC 49 PG 75
Instrument Date	Apr 19, 2022
Instrument	2022R16261
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 GRANITE CT, HIGHLAND, IL 62249-2849

Mortgage

Document Number	0000016262
Date	May 11, 2022
Instrument	2022R16262

Lender

Name	CROSS COUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4.99%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	18 GRANITE CT, HIGHLAND, IL 62249-2849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043411
Date	Nov 25, 2020
Instrument	2020R43411

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 24, 2017
Property Address	18 GRANITE CT, HIGHLAND, IL 62249-2849
Document Number	0000002831
Instrument Date	Jan 20, 2017
Instrument	2831
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 GRANITE CT HIGHLAND IL 622492849, HIGHLAND, IL 62249-2849

Mortgage

Document Number	2832
Date	Jan 24, 2017
Instrument	2832

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18 Granite Ct was $5,162 with a homeowner's exemption, up 7.3% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Saline Township
Unified School District	Highland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,162.00 (+7.34%)	$94,270 Land $13,620 Building $80,650	$282,810 Land $40,860 Building $241,950
2024	$4,809.00
2022	$4,109.00	$73,520 Land $10,620 Building $62,900	$220,781 Land $31,892 Building $188,889

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 18 Granite Ct; there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Granite Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND serves 10,674 people · EPA ID IL1190550
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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