18 Gloucester Cir, Bloomington, IL 61704 Property Records

McLean County property record for 18 Gloucester Cir, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 5,336 sqft · built 1983
Lot Size	0.326 acres (14,215 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2015)
Tax Bill	$8,386 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Jul 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-12-303-019`

Property Details

APN / Parcel Number

Primary APN	`21-12-303-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,336 sqft Living Area
Gross Area	6,313 sqft
1st Floor Area	2,160 sqft
Basement Area	1,741 sqft
Finished Basement	1,741 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	14,215 sqft (0.326 acres)
Lot Dimensions	154 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	977 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	240 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18 GLOUCESTER CIR
City	BLOOMINGTON
State	IL
Zip	61704-7604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	ROLLINGBROOK SUB 5TH ADD LOT 250
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	ROLLINGBROOK SUB
Legal Lot Number	250
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2000
Census Tract	1108

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 GLOUCESTER CIR, BLOOMINGTON, IL 61704-7604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit MID-ILLINI CU
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage MID-ILLINI CU
Feb 2, 2017	Deed of Trust, Mortgage · Line of Credit MID-ILLINI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2015 · Amount on Record
Deed Sale	Jul 6, 2015 · Amount on Record
Prior Sale	Sep 24, 2012 · Amount on Record
Deed Document Number	201511706
Last Transfer Date	Sep 8, 2016
Transfer Doc	0000017764
Record Updated	Sep 20, 2026

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jan 21, 2020
Property Address	18 GLOUCESTER CIR, BLOOMINGTON, IL 61704-7604
Document Number	202000001348
Map Reference	DOC 1979-9827
Instrument Date	Dec 18, 2019
Instrument	2020-00001348
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 GLOUCESTER CIR, BLOOMINGTON, IL 61704-7604

Mortgage

Document Number	202000001349
Date	Jan 21, 2020
Instrument	2020-00001349

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate	3.99%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	18 GLOUCESTER CIR, BLOOMINGTON, IL 61704-7604
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00013254
Date	Jul 25, 2017
Instrument	2017-00013254

Lender

Name	MID-ILLINI CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	18 GLOUCESTER CIR, BLOOMINGTON, IL 61704-7604
Transaction Type	Mortgage
Record Updated	May 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00005686
Date	Apr 3, 2017
Instrument	2017-00005686

Lender

Name	MID-ILLINI CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	18 GLOUCESTER CIR, BLOOMINGTON, IL 61704-7604
Transaction Type	Mortgage
Record Updated	Apr 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00002136
Date	Feb 2, 2017
Instrument	2017-00002136

Lender

Name	MID-ILLINI CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,269 (+25.15%) Land $22,900 Building $92,369	$345,807 (+25.15%) Land $68,700 Building $277,107
2024	$8,386.00 (+16.54%)
2023	$7,196.00	$92,105 Land $18,298 Building $73,807	$276,315 Land $54,894 Building $221,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Jun 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier.

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