18 Gilbert Rd, Whitesboro, NY 13492 Property Records

Oneida County and Whitestown Town property record for 18 Gilbert Rd, Whitesboro, NY 13492

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,430 sqft · built 1965
Lot Size0.484 acres (21,081 sqft)
Owner2 Individual Names on Record
Tax Bill$5,561 (2026)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN307089 305.017-3-33

Property Details

APN / Parcel Number

Primary APN307089 305.017-3-33
Alternative APNs
  • 708930501700030330000000
  • 045540

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,430 sqft Living Area
1st Floor Area1,530 sqft
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRaised Ranch
Exterior MaterialWood
Lot Area21,081 sqft (0.484 acres)
Lot Dimensions139 ft deep x 150 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area615 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number045540
Street Address18 GILBERT RD
CityWHITESBORO
StateNY
Zip13492-1627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block3
Legal Lot Number33.000
JurisdictionONEIDA NY
Township / Civil DivisionWHITESTOWN
Census Block Group1
Census Block1005
Census Tract23501

Owner

Source: Oneida County and Whitestown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1624 CLAYTON LN, AUBREY, TX 76227-1629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address18 GILBERT RD, WHITESBORO, NY 13492-1627
Document Number0000009901
Instrument DateJul 14, 2018
Transaction TypeMortgage
Record UpdatedNov 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 GILBERT RD WHITESBORO NY 134921627, WHITESBORO, NY 13492-1627

Mortgage

Document Number0000009901
DateJul 18, 2018
Instrument9901
Lender
NameFIRST SOURCE FCU
TypeCredit Union
AddressNEW HARTFORD, NY 13413
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 17, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oneida County and Whitestown Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionWhitestown Town
Unified School DistrictWhitesboro Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,561.00 (+1.04%) Homeowner's exemption
2025$5,504.00 (+253.73%)$95,000 (-) Land $24,700 Building $70,300$260,274 (+28.77%) Land $67,671 Building $192,603
2023$95,000 (-) Land $24,700 Building $70,300$202,128 (+12.77%) Land $52,553 Building $149,575
2022$1,556.00 Homeowner's exemption$95,000 Land $24,700 Building $70,300$179,245 Land $46,604 Building $132,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1980–2011)
Claims Outside the SFHA3 of 5
Most Recent ClaimAug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMVWA - MOHAWK VALLEY WATER AUTHORITY
serves 126,250 people · EPA ID NY3202411
Water SourceSurface water
Last State InspectionNov 2024
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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