18 Gibbs Rd, Berlin, MA 01503 Property Records

Worcester County and Berlin Town property record for 18 Gibbs Rd, Berlin, MA 01503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,774 sqft · built 2020
Lot Size	2.38 acres (104,045 sqft)
Owner	2 Company Names on Record
Last Sale	$695,000 (Aug 2020)
Tax Bill	$13,469 (2025)
Deeds & Mortgages	Apr 2022 Refinance Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24.0-0012-0000.2`

Property Details

APN / Parcel Number

Primary APN	`24.0-0012-0000.2`
Alternative APN	`BERL M:0240 B:0012 L:0002-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,774 sqft Living Area
Gross Area	5,712 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	104,045 sqft (2.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	24.0-0012-0000.2
Street Address	18 GIBBS RD
City	BERLIN
State	MA
Zip	01503-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Legal Lot Number	2-0
Jurisdiction	BERLIN MA
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1002
Census Tract	717100

Owner

Source: Worcester County and Berlin Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	18 GIBBS RD, BERLIN, MA 01503-2322
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Aug 13, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Last Transfer Date	Feb 11, 2025
Transfer Doc	0071654-50
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN MA
Property Address	18 GIBBS RD, BERLIN, MA 01503-2322
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067419-148
Date	Apr 12, 2022
Book Page	67419/148
Instrument	40068

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN MA
Property Address	18 GIBBS RD, BERLIN, MA 01503-2322
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64880-21
Date	Apr 7, 2021
Book Page	64880/21
Instrument	47896

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERLIN MA
Recording Date	Aug 13, 2020
Property Address	18 GIBBS RD, BERLIN, MA 01503-2322
Document Number	63011-104
Book / Page	63011 / 104
Instrument Date	Aug 5, 2020
Instrument	90094
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 GIBBS RD, BERLIN, MA 01503-2322
Investor	Possibly a Property Investor

Mortgage

Document Number	90095
Date	Aug 13, 2020
Instrument	90095

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Berlin Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Berlin Town
Unified School District	Berlin-Boylston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,469.00 (+11.3%)	$949,200 (-) Land $271,600 Building $677,600	$925,205
2024	$12,102.00 (+10.98%)	$949,200 (+20.47%) Land $271,600 Building $677,600
2023	$10,905.00	$787,900 Land $235,800 Building $552,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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