18 Geraud Ave, North Plainfield (Plainfield), NJ 07060 Property Records

Somerset County and North Plainfield Borough property record for 18 Geraud Ave, North Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	1,426 sqft · built 1924
Lot Size	0.399 acres (17,372 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jun 2022)
Tax Bill	$10,222 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`14-00146-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`14-00146-0000-00001`
Alternative APN	`140014600001`

Interior

Stories	2 Stories
Building Area	1,426 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	17,372 sqft (0.399 acres)
Lot Dimensions	172 ft deep x 101 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	18 GERAUD AVE
City	NORTH PLAINFIELD
State	NJ
Zip	07060-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INCL BLK 146 P/O LOT 1
Legal Subdivision	NORTH PLAINFIELD SOMERSET CO
Legal Block	146
Legal Lot Number	1
Jurisdiction	SOMERSET NJ
Township / Civil Division	NORTH PLAINFIELD
Census Block Group	3
Census Block	3011
Census Tract	51800

Owner

18 Geraud Ave is owned and occupied by two individuals who bought it in June 2022.

Source: Somerset County and North Plainfield Borough records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 GERAUD AVE, NORTH PLAINFIELD, NJ 07060-4518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Feb 27, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jun 8, 2022	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on File
Deed Sale	Jun 8, 2022 · Amount on File
Prior Sale	Jun 4, 2008 · Amount on File
Deed Document Number	202224510
Deed Book / Page	7447 / 742
Prior Transfer Date	Jun 6, 2007
Prior Transfer Doc	0000038973
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	18 GERAUD AVE, NORTH PLAINFIELD, NJ 07060-4518
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CERAND AVE, PLAINFIELD, NJ

Mortgage

Document Number	0000030190
Date	Oct 28, 2025
Book Page	7646/3725
Instrument	2025030190

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Jun 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	18 GERAUD AVE, NORTH PLAINFIELD, NJ 07060-4518
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 GERAUD AVE, NORTH PLAINFIELD, NJ 07060-4518

Mortgage

Document Number	0000004780
Date	Feb 27, 2024
Book Page	7546/1937
Instrument	2024004780

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Jun 1, 2052

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 8, 2022
Property Address	18 GERAUD AVE, NORTH PLAINFIELD, NJ 07060-4518
Document Number	0000024510
Book / Page	7447 / 742
Instrument Date	May 5, 2022
Instrument	2022024510
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,027.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 HARRISON AVE, 44, NORTH PLAINFIELD, NJ 07060-3943

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 GERAUD AVE, NORTH PLAINFIELD, NJ 07060-4518

Mortgage

Document Number	0000024511
Date	Jun 8, 2022
Instrument	2022024511

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 18 Geraud Ave was $10,222, up 4.3% from the year before.

Source: Somerset County and North Plainfield Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	North Plainfield Borough
Unified School District	North Plainfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,000 (-) Land $75,000 Building $150,000	$225,000 (-) Land $75,000 Building $150,000
2025	$10,222.00 (+4.25%)	$225,000 Land $75,000 Building $150,000	$225,000 Land $75,000 Building $150,000
2024	$9,805.00
2023		$225,000 Land $75,000 Building $150,000	$225,000 Land $75,000 Building $150,000
2022	$9,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Geraud Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (1979–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Geraud Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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