Sumter County property record for 18 Gerald St, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 968 sqft · built 1949 |
| Lot Size | 0.173 acres (7,560 sqft) |
| Owner | Owner Name on File |
| Last Sale | $62,400 (Dec 2007) |
| Tax Bill | $452 (2025) |
| Deeds & Mortgages | Apr 2020 Loan Modification Jan 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-09-02-021 |
| Primary APN | 248-09-02-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| 1st Floor Area | 969 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Asbestos |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,560 sqft (0.173 acres) |
| Lot Dimensions | 105 ft deep x 72 ft wide |
| Porch | Covered Porch |
| Fence | Fence |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 47181 |
|---|---|
| Old Parcel Number | 248 09 02 021 |
| Street Address | 18 GERALD ST |
| City | SUMTER |
| State | SC |
| Zip | 29150-3053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-9 |
| Legal Description | S5 -109 70 FT - |
| Legal Subdivision | JOSEPH PALMER |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 700 |
Source: Sumter County records · APN 248-09-02-021
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 18 GERALD ST, SUMTER, SC 29150-3053 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 07, 2020 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Jan 27, 2017 | Loan Modification, Mortgage WELLS FARGO BK |
| Last Sale | Dec 14, 2007 · Amount on Record |
|---|---|
| Deed Sale | Dec 14, 2007 · Amount on Record |
| Deed Document Number | 0010971381 |
| Deed Book / Page | 1097 / 1381 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 18 GERALD ST, SUMTER, SC 29150-3053 |
| Document Number | 0012685571 |
| Instrument Date | Apr 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 18 GERALD ST SUMTER SC 291503053, SUMTER, SC 29150-3053 |
| Document Number | 0012685571 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 001268/005571 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 18 GERALD ST, SUMTER, SC 29150-3053 |
| Document Number | 0012311169 |
| Book / Page | 001231 / 001169 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 18 GERALD ST SUMTER SC 291503053, SUMTER, SC 29150-3053 |
| Document Number | 0012311169 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 001231/001169 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 19, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $452.00 (+6.35%) | $2,100 (+0.96%) Land $160 Building $1,940 | $52,449 (-) Land $3,960 Building $48,489 |
| 2023 | $2,080 (-) Land $160 Building $1,920 | $52,449 (-) Land $3,960 Building $48,489 | |
| 2022 | $425.00 | $2,080 Land $160 Building $1,920 | $52,449 Land $3,960 Building $48,489 |
Source: FEMA National Flood Hazard Layer, Sumter County (45085C), as of January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850007002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 22 (1980–2026) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Farmers Telephone Cooperative, Inc. (SC), Verizon.
Based on FCC filings for 260 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SC4310001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SUMTER serves 53,070 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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