Lancaster County property record for 18 Garfield Dr, Ephrata, PA 17522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,856 sqft · built 2005 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Aug 2012) |
| Tax Bill | $5,385 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 270-56128-0-0000 |
| Primary APN | 270-56128-0-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,856 sqft Living Area |
| Gross Area | 3,784 sqft |
| 1st Floor Area | 1,232 sqft |
| Upper Floors Area | 700 sqft |
| Basement Area | 1,232 sqft |
| Finished Basement | 924 sqft |
| Unfinished Basement | 308 sqft |
| Game Room | Game Room |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 18 GARFIELD DR |
|---|---|
| City | EPHRATA |
| State | PA |
| Zip | 17522-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMD |
| Legal Description | 18 GARFIELD DR |
| Legal Subdivision | LINCOLNS MEADOWS - PHASE 2 |
| Legal Lot Number | 127 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EPHRATA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 12403 |
18 Garfield Dr is owned and occupied by two individuals who bought it in August 2012.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 GARFIELD DR, EPHRATA, PA 17522-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2017 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2012 · Amount on File |
| Deed Sale | Aug 29, 2012 · Amount on File |
| Prior Sale | Aug 30, 2005 · Amount on File |
| Deed Document Number | 20126019421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 18 GARFIELD DR, EPHRATA, PA 17522-1139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006347261 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 6347261 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | EPHRATA, PA 17522 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 18 GARFIELD DR, EPHRATA, PA 17522-1139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 18 GARFIELD DR, EPHRATA, PA 17522-1139 |
| Document Number | 0006435276 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 6435276 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | EPHRATA, PA 17522 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 18 Garfield Dr was $5,385 with a homeowner's exemption, up 2.8% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | Ephrata Township |
| Unified School District | Ephrata Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,700 Land $45,700 Building $182,000 | $227,700 Land $45,700 Building $182,000 | |
| 2025 | $5,385.00 (+2.83%) | ||
| 2024 | $5,237.00 | $227,700 Land $45,700 Building $182,000 | |
| 2018 | $227,700 Land $45,700 Building $182,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Garfield Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Garfield Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Upward Broadband, Verizon.
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