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18 Gardner Dr, Shalimar, FL 32579 Property Records

Okaloosa County property record for 18 Gardner Dr, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 938 sqft · built 1945
Lot Size0.223 acres (9,733 sqft)
OwnerTrust Name on File
Last Sale$129,900 (Feb 2018)
Tax Bill$2,201 (2025)
Deeds & MortgagesFeb 2018 Sale
Flood ZoneZone AE (high risk)
APNC56-000-592-7852-3

Property Details

APN / Parcel Number

Primary APNC56-000-592-7852-3
Alternative APN
  • 06-2S-23-224B-0001-0040

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area938 sqft Heated Area
Gross Area1,245 sqft
1st Floor Area938 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1945
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area9,733 sqft (0.223 acres)
Lot Width100 ft Width
PorchFinished/Screened Porch
Porch Area262 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address18 GARDNER DR
CitySHALIMAR
StateFL
Zip32579-1240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHALIMAR ADD LOT 4 BLK 1
Legal Range23
Legal Township02S
Legal Section06
Legal SubdivisionSHALIMAR ADD
Legal Block1
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2007
Census Tract21501

Owner

18 Gardner Dr is held in a trust since February 2018.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address918 POCAHONTAS DR, FORT WALTON BEACH, FL 32547-3283
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2018 · Amount on File
Deed SaleFeb 27, 2018 · Amount on File
Deed Document Number3190865
Deed Book / Page3338 / 4671
Record UpdatedJun 8, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 27, 2018
Property Address18 GARDNER DR, SHALIMAR, FL 32579-1240
Document Number0033384671
Book / Page003338 / 004671
Instrument DateFeb 23, 2018
Instrument3190865
Transaction TypeTransfer
Record UpdatedMar 8, 2018
Title CompanyFIRST NATIONAL LAND TITLE COMPANY INC

Transaction

AmountAmount on Record
Tax$909.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address918 POCAHONTAS DR FORT WALTON BEACH FL 325473283, FORT WALTON BEACH, FL 32547-3283

Tax Assessment & Valuation

The 2025 property tax bill for 18 Gardner Dr was $2,201.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityShalimar Town
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,201.00$189,122 Land $119,266 Building $69,856$189,122 Land $119,266 Building $69,856
2023$1,850.00 (+8.63%)$163,268 (+6.66%) Land $83,434 Building $79,834$163,268 (+6.66%) Land $83,434 Building $79,834
2022$1,703.00$153,069 Land $77,976 Building $75,093$153,069 Land $77,976 Building $75,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Gardner Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 148 condo units
Nearby Flood Claims257 (1979–2020)
Claims Outside the SFHA100 of 257
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 20 claims
  • Hurricane Frances, Sep 2004 · 97 claims
  • Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Gardner Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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