18 Gainsborg Ave E, West Harrison, NY 10604 Property Records

Westchester County and Harrison Town property record for 18 Gainsborg Ave E, West Harrison, NY 10604

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,532 sqft · built 1957
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$765,000 (Dec 2025)
Tax Bill$11,569 (2026)
Deeds & MortgagesDec 2025 Mortgage
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN552801 0803.-7

Property Details

APN / Parcel Number

Primary APN552801 0803.-7
Alternative APNs
  • 5528000008030000007
  • 000049050

Interior

Full Baths1 Bath
Building Area1,532 sqft Living Area
1st Floor Area944 sqft
2nd Floor Area288 sqft
Upper Floors Area315 sqft
Basement Area300 sqft
Finished Basement300 sqft
Unfinished Basement300 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleSplit Level
Exterior MaterialComposition/Composite
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions100 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number000049050
Street Address18 GAINSBORG AVE E
CityWEST HARRISON
StateNY
Zip10604-2716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPARKWAY KNOLLS
Legal Lot Number7
JurisdictionWESTCHESTER NY
Township / Civil DivisionHARRISON
Census Block Group3
Census Block3006
Census Tract8700

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21810 73RD AVE, 2, OAKLAND GARDENS, NY 11364-2636
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
TEACHERS FCU
Oct 1, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2025 · Amount on Record
Deed SaleDec 23, 2025 · Amount on Record
Deed Document Number20253681
Prior Transfer DateSep 11, 2019
Prior Transfer Doc0592533286
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWESTCHESTER NY
Recording DateDec 23, 2025
Property Address18 GAINSBORG AVE E, WEST HARRISON, NY 10604-2716
Document Number0653463681
Map ReferenceMAP 3109
Instrument DateDec 19, 2025
Instrument653463681
Transaction TypeTransfer
Record UpdatedMar 31, 2026
Title CompanyFREEDOM LAND TITLE AGENCY INC, FREEDOM LAND TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address45 OAK RIDGE RD, BETHEL, CT 06801-1155

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address218 10 73RD AVENUE #2 # 2, 2, BAYSIDE, NY 11364

Mortgage

Document Number0653563509
DateDec 23, 2025
Instrument653563509
Lender
NameTEACHERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.7%
IndexSOFR Average 30-Day
Margin3
Max Rate10.7%

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTCHESTER NY
Recording DateOct 1, 2019
Property Address18 GAINSBORG AVE E, WEST HARRISON, NY 10604-2716
Document Number0592533286
Book / Page059253 / 003286
Instrument DateSep 11, 2019
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address18 GAINSBORG AVE E WEST HARRISON NY 106042716, WEST HARRISON, NY 10604-2716

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionHarrison Town
MunicipalityHarrison Village
Unified School DistrictHarrison Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,569.00 (-3.16%) Homeowner's exemption
2025$11,947.00$7,430 (-) Land $1,750 Building $5,680$640,517 (-2.59%) Land $150,862 Building $489,655
2024Homeowner's exemption$7,430 (-) Land $720 Building $6,710$657,522 (+3.54%) Land $63,717 Building $593,805
2023$7,430 Land $720 Building $6,710$635,042 Land $61,538 Building $573,504

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER JOINT WATER WORKS
serves 59,629 people · EPA ID NY5903435
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jun 1993
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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