18 Frederick St, Gowanda, NY 14070 Property Records

Cattaraugus County and Persia Town property record for 18 Frederick St, Gowanda, NY 14070 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1973
Square Footage	1,435 sqft Living Area
Lot Size	10,500 sqft (0.241 acres)
Occupancy	Owner Occupied
Last Sale	$123,000 (2025)
Tax Bill	$1,757.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`047201 16.036-2-23`
Alternative APNs	`720101603600020230000000` `0896`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,435 sqft Living Area
1st Floor	1,073 sqft 1st Floor
Upper Floors	362 sqft Upper Floors
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1973
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	10,500 sqft (0.241 acres)
Depth X Width	150 ft x 70 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	280 sqft Garage
Shed	1 Shed
Porch	1 Porch
Porch Area	138 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	0896
Street Address	18 FREDERICK ST
City	GOWANDA
State	NY
Zip	14070-1513
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	16 06 08
Legal Block	2
Legal Lot Number	23.000
Jurisdiction	CATTARAUGUS NY
Minor Civil Division	PERSIA
Census Blockgroup	1
Census Block	1010
Census Tract	960400

Owner

Source: Cattaraugus County and Persia Town records · APN 047201 16.036-2-23

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	167 KODY LN, DELEVAN, NY 14042-9524
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Deed Doc Number	20258531
Record Refreshed	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Jul 23, 2025
Property Address	18 FREDERICK ST, GOWANDA, NY 14070-1513
Document Number	0000008531
Instrument Date	Jul 10, 2025
Instrument	202508531
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 KODY LN, DELEVAN, NY 14042-9524

Mortgage

Document Number	0000008532
Date	Jul 23, 2025
Instrument	202508532

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2035

Tax Assessment & Valuation

Source: Cattaraugus County and Persia Town records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
County Subdivision	Persia Town
Municipality	Gowanda Village
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,757.00 (+7.59%) Homeowner's exemption Senior Citizen's exemption	$132,600 (+13.43%) Land $6,400 Building $126,200	$132,600 (+13.43%) Land $6,400 Building $126,200
2024	$1,633.00
2023		$116,900 Land $6,400 Building $110,500	$116,900 Land $6,400 Building $110,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cattaraugus County (36029C), updated November 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.