18 Franklin St, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 18 Franklin St, Islip, NY 11751

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Aug 2025)
Tax Bill	$11,478 (2024)
Deeds & Mortgages	Jun 2021 Refinance May 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`472889 293.-2-15`

Property Details

APN / Parcel Number

Primary APN	`472889 293.-2-15`
Alternative APNs	`0500-293.00-02.00-015.000` `288929300000020150000000` `472800597410` `574580`

Exterior

Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	100 ft deep x 85 ft wide

Location & Zoning

Account Number	574580
Street Address	18 FRANKLIN ST
City	ISLIP
State	NY
Zip	11751-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	X2215123Y190641 T043H00000000
Legal Subdivision	PINES/ISLIP
Legal Block	3000
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1029
Census Tract	146103

Owner

18 Franklin St is owned and occupied by two individuals who bought it in August 2025.

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 FRANKLIN ST, ISLIP, NY 11751-1620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
May 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU
Aug 13, 2025	Deed, Transfer · Stand-Alone First Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
May 6, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on File
Deed Sale	Aug 13, 2025 · Amount on File
Prior Sale	Jul 24, 2024 · Amount on File
Deed Book / Page	13305 / 26
Prior Transfer Date	Dec 29, 2020
Prior Transfer Doc	1315000971
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	18 FRANKLIN ST, ISLIP, NY 11751-1620
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232920608
Date	Jun 24, 2021
Book Page	23292/608
Instrument	DM019505

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	18 FRANKLIN ST, ISLIP, NY 11751-1620
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234140632
Date	May 6, 2022
Book Page	23414/632

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	157 Months
Due	Jun 1, 2035

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 13, 2025
Property Address	18 FRANKLIN ST, ISLIP, NY 11751-1620
Document Number	0133050026
Book / Page	13305 / 26
Instrument Date	May 30, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 FRANKLIN ST, ISLIP, NY 11751-1620
Investor	Possibly a Property Investor

Mortgage

Document Number	0023676152
Date	Aug 13, 2025
Instrument	23676/152

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	May 6, 2022
Property Address	18 FRANKLIN ST, ISLIP, NY 11751-1620
Document Number	0131540971
Book / Page	13154 / 971
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Islip Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,600 Land $7,100 Building $27,500	$487,324 (-) Land $100,000 Building $387,324
2024	$11,478.00		$487,324 (+2.54%) Land $100,000 Building $387,324
2023		$34,600 Land $7,100 Building $27,500	$475,274 Land $97,527 Building $377,747

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18 Franklin St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–2014)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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