18 Franklin Rd, Cromwell, CT 06416 Property Records

Cromwell Town property record for 18 Franklin Rd, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1953
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Aug 2021)
Tax Bill	$5,716 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CROM M:00070900`

Property Details

APN / Parcel Number

Primary APN	`CROM M:00070900`
Alternative APNs	`M:31 B:26 L:5` `70900` `31-5`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	792 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	70900
Street Address	18 FRANKLIN RD
City	CROMWELL
State	CT
Zip	06416-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	26
Legal Lot Number	5
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	3
Census Block	3002
Census Tract	570300

Owner

18 Franklin Rd is owned and occupied by an individual who bought it in August 2021.

Source: Cromwell Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	18 FRANKLIN RD, CROMWELL, CT 06416-1932
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · ARM CITIZENS BANK
Aug 18, 2021	Warranty Deed, Transfer
Dec 13, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on File
Deed Sale	Aug 18, 2021 · Amount on File
Prior Sale	Dec 13, 2018 · Amount on File
Deed Document Number	20212359
Deed Book / Page	1736 / 105
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	18 FRANKLIN RD, CROMWELL, CT 06416-1932
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001799-91
Date	Jul 12, 2023
Book Page	1799/91
Instrument	1162

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Aug 18, 2021
Property Address	18 FRANKLIN RD, CROMWELL, CT 06416-1932
Document Number	1736-105
Book / Page	1736 / 105
Instrument Date	Jul 19, 2021
Instrument	2359
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 FRANKLIN RD, CROMWELL, CT 06416-1932

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Dec 13, 2018
Property Address	18 FRANKLIN RD, CROMWELL, CT 06416-1932
Document Number	1636-229
Book / Page	1636 / 229
Instrument Date	Dec 7, 2018
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 VALLEY VIEW TNPK, MONTVALE, NJ 07645-1022

Mortgage

Document Number	1636232
Date	Dec 13, 2018
Instrument	1636/232

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18 Franklin Rd was $5,716.

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,716.00	$185,640 Land $72,380 Building $113,260	$129,948 Land $50,666 Building $79,282
2024	$5,716.00 (+4.69%)
2023	$5,460.00 (+13.21%)	$185,640 (+28.3%) Land $72,380 Building $113,260
2022	$4,823.00	$144,690 Land $66,570 Building $78,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Franklin Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Franklin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GoNetspeed.

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