18 Forest Ridge Dr, Hackettstown, NJ 07840 Property Records

Warren County and Independence Township property record for 18 Forest Ridge Dr, Hackettstown, NJ 07840

Property Summary

Property Type	Single Family Home
Details	4,477 sqft · built 2005
Lot Size	2.41 acres (105,415 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Sep 2004)
Tax Bill	$17,491 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`12-00001-0000-00024-09`

Property Details

APN / Parcel Number

Primary APN	`12-00001-0000-00024-09`
Alternative APNs	`12000010000000240009` `3145`

Interior

Stories	2 Stories
Building Area	4,477 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Construction Type	Frame
Lot Area	105,415 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	3145
Street Address	18 FOREST RIDGE DR
City	HACKETTSTOWN
State	NJ
Zip	07840-0031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	J & W INTERNATIONAL INC
Legal Block	1
Legal Lot Number	24.9
Jurisdiction	WARREN NJ
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3008
Census Tract	31301

Owner

18 Forest Ridge Dr is owned and occupied by two individuals who bought it in September 2004.

Source: Warren County and Independence Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 FOREST RIDGE DR, HACKETTSTOWN, NJ 07840-0031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HOPE BANK
Oct 1, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST HOPE BANK
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FULTON BK NA
Apr 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FULTON BK/NJ
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit FEDERAL S&L ASSN/CLEVELAND
Nov 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage FULTON BK/NJ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2004 · Amount on File
Deed Sale	Sep 22, 2004 · Amount on File
Deed Document Number	2004237729
Deed Book / Page	1950 / 208
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Recording Date	May 6, 2026
Property Address	18 FOREST RIDGE DR, HACKETTSTOWN, NJ 07840-0031
Document Number	0000636340
Book / Page	7897 / 291
Instrument Date	Apr 29, 2026
Instrument	2026636340
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 FOREST RIDGE DR, HACKETTSTOWN, NJ 07840-0031
Investor	Possibly a Property Investor

Mortgage

Document Number	0000636340,
Date	May 6, 2026
Book Page	7897/291
Instrument	2026636340

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	18 FOREST RIDGE DR, HACKETTSTOWN, NJ 07840-0031
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	OMEGA SETTLEMENT SERVICES, OMEGA SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007191/257
Date	Sep 20, 2021
Book Page	7191/257
Instrument	2021-561525

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	18 FOREST RIDGE DR, HACKETTSTOWN, NJ 07840-0031
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 FOREST RIDGE DR, HACKETTSTOWN, NJ 07840-0031

Mortgage

Document Number	0007462/69
Date	Apr 25, 2023
Book Page	7462/69
Instrument	2023-591124

Lender

Name	FIRST HOPE BANK
Type	Bank
Address	COLUMBIA, NJ 07832

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	18 FOREST RIDGE DR, HACKETTSTOWN, NJ 07840-0031
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007648/156
Date	Oct 1, 2024
Book Page	7648/156
Instrument	2024-611943

Lender

Name	FIRST HOPE BANK
Type	Bank
Address	COLUMBIA, NJ 07832

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	204 Months
Due	Oct 14, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	18 FOREST RIDGE DR, HACKETTSTOWN, NJ 07840-4846
Document Number	0000530167
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 FOREST RIDGE DR HACKETTSTOWN NJ 078404846, HACKETTSTOWN, NJ 07840-4846

Mortgage

Document Number	0000530167
Date	Jun 15, 2020
Book Page	006878/000016
Instrument	530167

Lender

Name	FULTON BK NA
Address	HACKETTSTOWN, NJ 07840

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	18 FOREST RIDGE DR, HACKETTSTOWN, NJ 07840-4846
Document Number	0000509953
Instrument Date	Apr 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 FOREST RIDGE DR HACKETTSTOWN NJ 078404846, HACKETTSTOWN, NJ 07840-4846

Mortgage

Document Number	0000509953
Date	May 15, 2019
Book Page	006704/000164
Instrument	509953

Lender

Name	FULTON BK/NJ
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	18 FOREST RIDGE DR, HACKETTSTOWN, NJ 07840-4846
Document Number	0000486681
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 FOREST RIDGE DR HACKETTSTOWN NJ 078404846, HACKETTSTOWN, NJ 07840-4846

Mortgage

Document Number	0000486681
Date	Jan 4, 2018
Book Page	006536/000196
Instrument	486681

Lender

Name	FEDERAL S&L ASSN/CLEVELAND
Type	Federal Savings Bank
Address	CIEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2048

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	18 FOREST RIDGE DR, HACKETTSTOWN, NJ 07840-4846
Document Number	0000487191
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 FOREST RIDGE DR HACKETTSTOWN NJ 078404846, HACKETTSTOWN, NJ 07840-4846

Mortgage

Document Number	0000487191
Date	Jan 16, 2018
Book Page	006540/000121
Instrument	487191

Lender

Name	FULTON BK/NJ
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18 Forest Ridge Dr was $17,491, up 3.3% from the year before.

Source: Warren County and Independence Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Independence Township
Unified School District	Great Meadows Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,900 (-) Land $104,500 Building $356,400	$460,900 (-) Land $104,500 Building $356,400
2025	$17,491.00 (+3.3%)	$460,900 Land $104,500 Building $356,400	$460,900 Land $104,500 Building $356,400
2024	$16,933.00
2023		$460,900 Land $104,500 Building $356,400	$460,900 Land $104,500 Building $356,400
2022	$16,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Forest Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Forest Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NJ INDEPENDENCE HIGHLAND private · serves 350 people · EPA ID NJ2112002
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	4 ppb (2026) action level 15 ppb
Copper	2.08 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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