18 Forest Ave, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 18 Forest Ave, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,693 sqft · built 1900
Lot Size	0.159 acres (6,909 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Sep 2024)
Tax Bill	$13,370 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage Jul 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00010-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`03-00010-0000-00003`
Alternative APNs	`030001000003` `00000181`

Interior

Building Area	1,693 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,909 sqft (0.159 acres)
Lot Dimensions	147 ft deep x 47 ft wide

Location & Zoning

Account Number	00000181
Street Address	18 FOREST AVE
City	CALDWELL
State	NJ
Zip	07006-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	47X147 IRR
Legal Block	10
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	3
Census Block	3010
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 FOREST AVE, CALDWELL, NJ 07006-5208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 6, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2024 · Amount on Record
Deed Sale	Sep 23, 2024 · Amount on Record
Prior Sale	Jul 6, 2022
Deed Document Number	202456017
Prior Transfer Date	Apr 18, 2022
Prior Transfer Doc	0000063440
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 FOREST AVE, CALDWELL, NJ 07006-5208
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	PRO NATIONAL TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 FOREST AVE, CALDWELL, NJ 07006-5208

Mortgage

Document Number	0000063442
Date	Jul 6, 2022
Instrument	2022063442

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	862 Months
Due	May 11, 2094

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Jul 6, 2022
Property Address	18 FOREST AVE, CALDWELL, NJ 07006-5208
Document Number	0000063440
Instrument Date	Apr 18, 2022
Instrument	2022063440
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	PRO NATIONAL TITLE AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 FOREST AVE, 18, CALDWELL, NJ 07006-5208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 FOREST AVE, CALDWELL, NJ 07006-5208

Mortgage

Document Number	0000063441
Date	Jul 6, 2022
Instrument	2022063441

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	862 Months
Due	May 11, 2094

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,700 (+11.25%) Land $212,000 Building $244,700	$456,700 (+11.25%) Land $212,000 Building $244,700
2025	$13,370.00 (+2.3%)	$410,500 (-) Land $212,000 Building $198,500	$410,500 (-) Land $212,000 Building $198,500
2024	$13,070.00 (+5.33%)
2023		$410,500 Land $212,000 Building $198,500	$410,500 Land $212,000 Building $198,500
2022	$12,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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