18 Five Roses E, Ancram, NY 12502 Property Records

Columbia County and Ancram Town property record for 18 Five Roses E, Ancram, NY 12502

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 1987
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,000 (Nov 2007)
Tax Bill	$4,125 (2026)
Deeds & Mortgages	Aug 2021 Refinance Dec 2016 Loan Modification
APN	`102000 205.-1-51`

Property Details

APN / Parcel Number

Primary APN	`102000 205.-1-51`
Alternative APN	`200020500000010510000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	117,612 sqft (2.7 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	837 sqft
Shed	1 Shed
Canopy	112 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	18 FIVE ROSES E
City	ANCRAM
State	NY
Zip	12502-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Description	MICRO 4682
Legal Block	1
Legal Lot Number	51.000
Jurisdiction	COLUMBIA NY
Township / Civil Division	ANCRAM
Census Block Group	2
Census Block	2016
Census Tract	1700

Owner

Source: Columbia County and Ancram Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 FIVE ROSES E, ANCRAM, NY 12502-5400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GREYLOCK FCU
Dec 19, 2016	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2007 · Amount on Record
Deed Sale	Nov 28, 2007 · Amount on Record
Prior Sale	Jul 16, 2007 · Amount on Record
Deed Book / Page	625 / 401
Prior Transfer Date	May 25, 2007
Prior Transfer Doc	0000001842
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	18 FIVE ROSES E, ANCRAM, NY 12502-5400
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008166
Date	Aug 18, 2021
Book Page	940/659
Instrument	20210008166

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLUMBIA NY
Property Address	18 FIVE ROSES E, ANCRAM, NY 12502-5400
Document Number	0000001159
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 FIVE ROSES E ANCRAM NY 125025400, ANCRAM, NY 12502-5400

Mortgage

Document Number	0000001159
Date	Feb 2, 2017
Book Page	000841/000718
Instrument	1159

Lender

Name	WELLS FARGO BK
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2057

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Columbia County and Ancram Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Columbia County
County Subdivision	Ancram Town
Unified School District	Pine Plains Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,125.00 (+0.93%) Homeowner's exemption
2025	$4,087.00	$320,000 (-) Land $77,000 Building $243,000	$355,550 (+11.11%) Land $85,554 Building $269,996
2023		$320,000 (+33.33%) Land $77,000 Building $243,000	$320,000 (-1.33%) Land $77,000 Building $243,000
2022		$240,000 Land $62,800 Building $177,200	$324,324 Land $84,865 Building $239,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fidium Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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