18 Fenwick Rd, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 18 Fenwick Rd, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,119 sqft · built 1962
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2011)
Tax Bill	$8,056 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2021 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`CHEL M:0103 B:0387 L:1`

Property Details

APN / Parcel Number

Primary APN	`CHEL M:0103 B:0387 L:1`
Alternative APN	`5854`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,119 sqft Living Area
Gross Area	2,379 sqft
1st Floor Area	1,119 sqft
Basement Area	772 sqft
Unfinished Basement	772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5854
Street Address	18 FENWICK RD
City	CHELMSFORD
State	MA
Zip	01824-3921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	HEATHCLIFFE SEC 01
Legal Block	387
Legal Lot Number	1
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	3
Census Block	3016
Census Tract	317102

Owner

18 Fenwick Rd is owned and occupied by an individual who bought it in September 2011.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	18 FENWICK RD, CHELMSFORD, MA 01824-3921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Oct 3, 2018	Deed of Trust, Mortgage HANSCOM FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2011 · Amount on File
Deed Sale	Sep 26, 2011 · Amount on File
Deed Document Number	20114
Deed Book / Page	25278 / 266
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	18 FENWICK RD, CHELMSFORD, MA 01824-3921
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	039927-203
Date	Mar 18, 2026
Book Page	39927/203
Instrument	7923

Lender

Name	HANSCOM FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	18 FENWICK RD, CHELMSFORD, MA 01824-3921
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036617-260
Date	Dec 13, 2021
Book Page	36617/260
Instrument	72102

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	253 Months
Due	Jan 1, 2043

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	18 FENWICK RD, CHELMSFORD, MA 01824-3921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32459-80
Date	Oct 3, 2018
Book Page	32459/80
Instrument	43445

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 18 Fenwick Rd was $8,056, up 4% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,056.00 (+4%)	$607,100 (+8.94%) Land $345,300 Building $261,800	$521,455 (-)
2025	$7,746.00 (+4.3%)	$557,300 (+2.2%) Land $314,600 Building $242,700	$521,455 (+1.2%)
2024	$7,427.00 (+1.12%)	$545,300 (+6.69%) Land $314,600 Building $230,700	$515,280
2023	$7,345.00	$511,100 Land $338,400 Building $172,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Fenwick Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Fenwick Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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