Monroe County property record for 18 Exuma Ter, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 3,124 sqft · built 1963 |
| Lot Size | 0.247 acres (10,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $365,000 (Jun 1997) |
| Tax Bill | $22,908 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00569950-000000 |
| Primary APN | 00569950-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 3,124 sqft Living Area |
| 1st Floor Area | 3,124 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 10,750 sqft (0.247 acres) |
| Garage Area | 363 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,287 sqft |
| Patio Area | 1,425 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1703231 |
|---|---|
| Street Address | 18 EXUMA TER |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 6 PT LOT 9 OCEAN REEF PLAT #1 AMD PB5-72 KEY LARG0 OR473-650/51 OR604-505D/C OR1107-1429 OR1163-515/16 OR1404-1001/03 OR1437-1531/33 OR1463-1801/03 OR1492-1741/42 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF NO 1 AMD |
| Legal Block | 6 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3084 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 24 DOCKSIDE LN, KEY LARGO, FL 33037-5267 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 1997 · Amount on Record |
| Deed Sale | Jun 25, 1997 · Amount on Record |
| Prior Sale | Dec 1, 1996 · Amount on Record |
| Deed Book / Page | 1463 / 1801 |
| Transfer Doc | 0140401001 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,993,327 (+17.05%) Land $2,877,238 Building $1,116,089 | $3,993,327 (+17.05%) Land $2,877,238 Building $1,116,089 | |
| 2024 | $22,908.00 (+15.53%) | ||
| 2023 | $19,829.00 (+11.1%) | $3,411,778 (+10.12%) Land $2,334,363 Building $1,077,415 | $3,411,778 (+10.12%) Land $2,334,363 Building $1,077,415 |
| 2022 | $17,848.00 | $3,098,149 Land $2,008,638 Building $1,089,511 | $3,098,149 Land $2,008,638 Building $1,089,511 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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