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18 Exchange St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 18 Exchange St, Gloucester, MA 01930

Property Summary

Property TypeDuplex
Details8 bd · 2.5 ba · 2,550 sqft · built 1900
Lot Size0.111 acres (4,850 sqft)
Owner2 Trust Names on Record
Last Sale$78,667 (Feb 1997)
Tax Bill$6,077 (2025)
Deeds & MortgagesMay 2023 Refinance
Dec 2019 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNGLOU M:0017 B:0136 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0017 B:0136 L:0000

Interior

Bedrooms8 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Units2 Units
Stories2 Stories
Building Area2,550 sqft Living Area
Gross Area4,428 sqft
1st Floor Area1,552 sqft
AtticAttic
Attic Area832 sqft
Basement Area832 sqft
Unfinished Basement832 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,850 sqft (0.111 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address18 EXCHANGE ST
CityGLOUCESTER
StateMA
Zip01930-3420
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-5
Legal Block136
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2020
Census Tract221700

Owner

Source: Essex County and Gloucester City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address18 EXCHANGE ST, GLOUCESTER, MA 01930-3420
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 26, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
LAWRENCE, CITY OF
Dec 19, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Dec 19, 2019Correction Deed
NOT AVAILABLE
Aug 30, 2018Warranty Deed, Transfer
Aug 30, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 1997 · Amount on Record
Deed SaleFeb 28, 1997 · Amount on Record
Prior SaleJan 6, 1989 · Amount on Record
Deed Book / Page13991 / 306
Transfer Doc36975-339
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE MA
Property Address18 EXCHANGE ST, GLOUCESTER, MA 01930-3420
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number017748-132
DateMay 26, 2023
Book Page17748/132
Instrument8050
Lender
NameLAWRENCE, CITY OF
Agreement
TypeStand-Alone Refinance

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address18 EXCHANGE ST, GLOUCESTER, MA 01930-3420
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number038128-435
DateDec 19, 2019
Book Page38128/435
Instrument20191219001420
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

December 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionGLOUCESTER MA
Recording DateDec 19, 2019
Property Address18 EXCHANGE ST, GLOUCESTER, MA 01930-3420
Document Number38128-431
Book / Page038128 / 000431
Instrument DateNov 21, 2019
Instrument1219001400
Record UpdatedJan 7, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address18 EXCHANGE ST GLOUCESTER MA 019303420, GLOUCESTER, MA 01930-3420

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLOUCESTER MA
Recording DateAug 30, 2018
Property Address18 EXCHANGE ST, GLOUCESTER, MA 01930-3420
Document Number36975-339
Book / Page036975 / 000339
Instrument DateAug 20, 2018
Instrument180830770
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18 EXCHANGE ST GLOUCESTER MA 019303420, GLOUCESTER, MA 01930-3420

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLOUCESTER MA
Recording DateAug 30, 2018
Property Address18 EXCHANGE ST, GLOUCESTER, MA 01930-3420
Document Number36975-341
Book / Page036975 / 000341
Instrument DateAug 20, 2018
Instrument180830780
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address18 EXCHANGE ST GLOUCESTER MA 019303420, GLOUCESTER, MA 01930-3420

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,077.00 (+0.95%)$625,200 (+1.05%) Land $137,000 Building $488,200
2024$6,020.00$618,700 Land $130,500 Building $488,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims8 (2007–2018)
Most Recent ClaimJan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people · EPA ID MA3107000
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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