Somerset County and Watchung Borough property record for 18 Evergreen Ln, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 3,755 sqft · built 1973 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Dec 1998) |
| Tax Bill | $18,134 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04301-0000-00010 |
| Primary APN | 21-04301-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,755 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Frame |
| Lot Area | 39,640 sqft (0.91 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | S001 |
|---|---|
| Street Address | 18 EVERGREEN LN |
| City | WATCHUNG |
| State | NJ |
| Zip | 07069-6002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-R |
| Legal Description | ADDITIONAL LOTS: OID 43 14.B |
| Legal Subdivision | BLACKADAR PRCL |
| Legal Block | 4301 |
| Legal Lot Number | 10 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 52300 |
18 Evergreen Ln is owned and occupied by two individuals who bought it in December 1998.
Source: Somerset County and Watchung Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 EVERGREEN LN, WATCHUNG, NJ 07069-6002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA |
| Dec 30, 2019 | Deed of Trust, Mortgage · ARM FULTON BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 1998 · Amount on File |
| Deed Sale | Dec 8, 1998 · Amount on File |
| Deed Book / Page | 2208 / 7 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 18 EVERGREEN LN, WATCHUNG, NJ 07069-6002 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045806 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 7367/387 |
| Instrument | 2021045806 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jun 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 18 EVERGREEN LN, WATCHUNG, NJ 07069-6002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RMS TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000050534 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 7178/0392 |
| Instrument | 2019050534 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
The 2025 property tax bill for 18 Evergreen Ln was $18,134, up 6.2% from the year before.
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $983,200 (+5.83%) Land $309,500 Building $673,700 | $983,200 (+5.83%) Land $309,500 Building $673,700 | |
| 2025 | $18,134.00 (+6.16%) | $929,000 Land $289,300 Building $639,700 | $929,000 Land $289,300 Building $639,700 |
| 2024 | $17,082.00 | ||
| 2023 | $807,300 Land $252,600 Building $554,700 | $807,300 Land $252,600 Building $554,700 | |
| 2022 | $16,507.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Evergreen Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 4 condo units |
| Nearby Flood Claims | 4 (1978–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Evergreen Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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